3125 Spiro Cir, Jacksonville, FL 32246 Property Records

Duval County property record for 3125 Spiro Cir, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,051 sqft · built 2025
Lot Size	0.228 acres (9,908 sqft)
Owner	2 Individual Names on File
Last Sale	$1,589,300 (Mar 2025)
Tax Bill	$7,488 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167066-7870`

Property Details

APN / Parcel Number

Primary APN	`167066-7870`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,051 sqft Living Area
Gross Area	6,263 sqft
1st Floor Area	2,868 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,908 sqft (0.228 acres)
Garage Type	Attached
Garage Area	742 sqft
Porch	Finished Screened Porch
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3125 SPIRO CIR
City	JACKSONVILLE
State	FL
Zip	32246-0751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	80-79 34-2S-28E LIV AT TAMAYA LOT 101
Legal Subdivision	LIV AT TAMAYA
Legal Lot Number	101
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1018
Census Tract	14339

Owner

3125 Spiro Cir is owned and occupied by two individuals who bought it in March 2025.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3125 SPIRO CIR, JACKSONVILLE, FL 32246-0751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on File
Deed Sale	Mar 4, 2025 · Amount on File
Deed Document Number	202552096
Deed Book / Page	21382 / 105
Record Updated	Oct 29, 2026

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 4, 2025
Property Address	3125 SPIRO CIR, JACKSONVILLE, FL 32246-0751
Document Number	0213820105
Book / Page	21382 / 105
Map Reference	MB 80 PG 79-95
Instrument Date	Feb 25, 2025
Instrument	2025052096
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,125.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 SPIRO CIR, JACKSONVILLE, FL 32246-0751

Mortgage

Document Number	0021382106
Date	Mar 4, 2025
Instrument	21382/106

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3125 Spiro Cir was $7,488.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,355,665 Land $178,946 Building $1,176,719	$1,355,665 Land $178,946 Building $1,176,719
2025	$7,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3125 Spiro Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3125 Spiro Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20