3130 Oak Tree Dr, Centerton, AR 72719 Property Records

Benton County property record for 3130 Oak Tree Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,619 sqft · built 2017
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,488 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-04475-000`

Property Details

APN / Parcel Number

Primary APN	`06-04475-000`
Alternative APNs	`151177.0` `151177`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,619 sqft Living Area
Gross Area	5,377 sqft
1st Floor Area	3,299 sqft
Upper Floors Area	1,320 sqft
Flooring	Wood

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	758 sqft
Driveway	Concrete Driveway
Driveway Area	2,016 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	494 sqft
Patio Area	522 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	151177
Street Address	3130 OAK TREE DR
City	CENTERTON
State	AR
Zip	72719-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	142
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3037
Census Tract	20806

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3130 OAK TREE DR, CENTERTON, AR 72719-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 24, 2025	Beneficiary Deed, Transfer
Nov 24, 2025	Intrafamily Transfer, Transfer
Dec 22, 2017	Warranty Deed, Transfer SIRVA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2025
Transfer Doc	L202565956
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3130 OAK TREE DR, CENTERTON, AR 72719-9039
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202274300
Date	Nov 30, 2022
Instrument	L202274300

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	BENTONVILLE, AR 72712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3130 OAK TREE DR, CENTERTON, AR 72719-9039
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040553
Date	Jun 1, 2021
Instrument	2021040553

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BENTON AR
Recording Date	Nov 24, 2025
Property Address	3130 OAK TREE DR, CENTERTON, AR 72719-9039
Document Number	L202565956
Map Reference	MB 2007 PG 868 - 873
Instrument Date	Nov 18, 2025
Instrument	L202565956
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON AR
Recording Date	Nov 24, 2025
Property Address	3130 OAK TREE DR, CENTERTON, AR 72719-9039
Document Number	L202565955
Map Reference	MB 2007 PG 868 - 873
Instrument Date	Nov 18, 2025
Instrument	L202565955
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 OAK TREE DR, CENTERTON, AR 72719-9039

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Dec 22, 2017
Property Address	3130 OAK TREE DR, CENTERTON, AR 72719-9039
Document Number	0000066723
Instrument Date	Dec 20, 2017
Instrument	66723
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,286.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3130 OAK TREE DR CENTERTON AR 72719, CENTERTON, AR 72719

Mortgage

Document Number	66724
Date	Dec 22, 2017
Instrument	66724

Lender

Name	SIRVA MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,488.00 (+5.95%)	$190,351 (-) Land $25,000 Building $165,351	$951,755 (-) Land $125,000 Building $826,755
2025	$8,955.00 (+8.89%) Homeowner's exemption	$190,351 (+38.94%) Land $25,000 Building $165,351	$951,755 (-) Land $125,000 Building $826,755
2024			$951,755 (+38.94%) Land $125,000 Building $826,755
2023	$8,224.00 Homeowner's exemption	$137,000 Land $14,000 Building $123,000	$685,000 Land $70,000 Building $615,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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