3120 Oak Tree Dr, Centerton, AR 72719 Property Records

Benton County property record for 3120 Oak Tree Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,238 sqft · built 2014
Lot Size	0.52 acres (22,651 sqft)
Owner	Trust Name on File
Last Sale	$74,000 (Feb 2014)
Tax Bill	$7,849 (2026)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-04476-000`

Property Details

APN / Parcel Number

Primary APN	`06-04476-000`
Alternative APNs	`151178.0` `151178`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	4,238 sqft Living Area
Gross Area	5,078 sqft
1st Floor Area	3,482 sqft
Upper Floors Area	756 sqft
Flooring	Wood

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	840 sqft
Driveway	Concrete Driveway
Driveway Area	2,176 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	154 sqft
Porch	Open Porch
Porch Area	1,118 sqft
Patio Area	475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3120 OAK TREE DR
City	CENTERTON
State	AR
Zip	72719-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	143
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3037
Census Tract	20806

Owner

3120 Oak Tree Dr is owner-occupied and held in a trust since March 2015.

Source: Benton County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	3120 OAK TREE DR, CENTERTON, AR 72719-9039
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage SECURITY BANK
May 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2014 · Amount on File
Deed Sale	Feb 7, 2014 · Amount on File
Deed Book / Page	2014 / 6114
Last Transfer Date	Mar 31, 2015
Transfer Doc	2015/15983
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3120 OAK TREE DR, CENTERTON, AR 72719-9039
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 OAK TREE DR, CENTERTON, AR 72719-9039

Mortgage

Document Number	L202214301
Date	Mar 3, 2022
Instrument	L202214301

Lender

Name	SECURITY BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Amount	Amount on Record
Term	17 Months
Due	Aug 24, 2023

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3120 OAK TREE DR, CENTERTON, AR 72719-9039
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 306, CENTERTON, AR 72719-0306

Mortgage

Document Number	0000038746
Date	May 24, 2021
Instrument	2021038746

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	May 26, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3120 Oak Tree Dr was $7,849 with a homeowner's exemption, down 3.3% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,849.00 (-3.27%) Homeowner's exemption	$183,885 (-) Land $25,000 Building $158,885	$919,425 (-) Land $125,000 Building $794,425
2025	$8,114.00 Homeowner's exemption	$183,885 Land $25,000 Building $158,885	$919,425 (-) Land $125,000 Building $794,425
2024			$919,425 (+31.35%) Land $125,000 Building $794,425
2023	$7,451.00 Homeowner's exemption	$140,000 Land $14,000 Building $126,000	$700,000 Land $70,000 Building $630,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3120 Oak Tree Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Oak Tree Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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