304 Windchase Trce, Birmingham, AL 35242 Property Records

Shelby County property record for 304 Windchase Trce, Birmingham, AL 35242

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,062 sqft · built 1995
Lot Size0.523 acres (22,782 sqft)
OwnerIndividual Name on Record
Tax Bill$1,716 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN101110001002036

Property Details

APN / Parcel Number

Primary APN101110001002036

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,062 sqft Heated Area
1st Floor Area1,866 sqft
Upper Floors Area1,196 sqft
Basement Area1,764 sqft
Unfinished Basement529 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,782 sqft (0.523 acres)
Lot Dimensions216 ft deep x 203 ft wide
Garage TypeBasement
PorchSlab
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address304 WINDCHASE TRCE
CityBIRMINGHAM
StateAL
Zip35242-4646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 11 19S 02W NBRHD: 01 MEADOWBROOK (HABERSHAM/WINDCHASE) R-2
Legal Range02W
Legal Township19S
Legal Section11
Legal SubdivisionWINDCHASE
Legal Lot Number36
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group2
Census Block2009
Census Tract30330

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address304 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646

Mortgage

Document Number0000317360
DateOct 15, 2025
Instrument20251015000317360
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressBIRMINGHAM, AL 35203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 28, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,716.00 (-14.2%) Homeowner's exemption
2025$2,000.00 (+10.62%)$45,460 (+8.14%)$454,600 (+8.14%) Land $100,000 Building $354,600
2023$1,808.00$42,040$420,400 Land $85,000 Building $335,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2000)
Most Recent ClaimApr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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