314 Willow Way, Gainesville, TX 76240 Property Records

Cooke County property record for 314 Willow Way, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 1973
Lot Size	0.25 acres (10,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,740 (Jul 2022)
Tax Bill	$5,844 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2855-006-00002`

Property Details

APN / Parcel Number

Primary APN	`2855-006-00002`
Alternative APN	`9385`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,781 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,781 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,881 sqft (0.25 acres)
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-006-00002
Street Address	314 WILLOW WAY
City	GAINESVILLE
State	TX
Zip	76240-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 6; LOT 2
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	6
Legal Lot Number	2
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 WILLOW WAY, GAINESVILLE, TX 76240-4507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jul 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage GULF COAST EDUCATORS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Document Number	20225794
Deed Book / Page	2522 / 536
Prior Transfer Date	Jul 1, 2011
Prior Transfer Doc	1757/777
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	314 WILLOW WAY, GAINESVILLE, TX 76240-4507
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002328/592
Date	May 8, 2020
Book Page	2328/592
Instrument	2020-03211

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 1, 2022
Property Address	314 WILLOW WAY, GAINESVILLE, TX 76240-4507
Document Number	002522/536
Book / Page	2522 / 536
Map Reference	VOL 2 PG 38
Instrument Date	Jun 30, 2022
Instrument	2022-5794
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 HERON BAY CIR, LA PORTE, TX 77571-5317

Mortgage

Document Number	0020225795
Date	Jul 1, 2022
Instrument	2022-5795

Lender

Name	GULF COAST EDUCATORS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,844.00 (+31.41%) Homeowner's exemption	$279,341 (-) Land $48,599 Building $230,742	$279,341 (-) Land $48,599 Building $230,742
2025	$4,447.00 (+1.14%) Homeowner's exemption	$279,341 (+10.79%) Land $48,599 Building $230,742	$279,341 (+10.79%) Land $48,599 Building $230,742
2024	$4,397.00 (+28.98%)
2023		$252,129 Land $48,634 Building $203,495	$252,129 Land $48,634 Building $203,495
2022	$3,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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