309 Willow Way, Gainesville, TX 76240 Property Records

Cooke County property record for 309 Willow Way, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1970
Lot Size	0.262 acres (11,426 sqft)
Owner	2 Individual Names on File
Last Sale	$248,800 (Sep 2021)
Tax Bill	$6,271 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2855-002-00013`

Property Details

APN / Parcel Number

Primary APN	`2855-002-00013`
Alternative APN	`14958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,960 sqft Living Area
Gross Area	3,053 sqft
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,426 sqft (0.262 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-002-00013
Street Address	309 WILLOW WAY
City	GAINESVILLE
State	TX
Zip	76240-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 2; LOT 13
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	2
Legal Lot Number	13
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1025
Census Tract	600

Owner

309 Willow Way is owned and occupied by two individuals who bought it in September 2021.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 WILLOW WAY, GAINESVILLE, TX 76240-4506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Apr 9, 2021
Deed Document Number	20218281
Deed Book / Page	2451 / 672
Prior Transfer Date	Apr 7, 2021
Prior Transfer Doc	2410/214
Record Updated	Oct 29, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 27, 2021
Property Address	309 WILLOW WAY, GAINESVILLE, TX 76240-4506
Document Number	2451/672
Book / Page	2451 / 672
Map Reference	CAB B SL 118
Instrument Date	Sep 24, 2021
Instrument	2021-08281
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 487, TEMPLE, TX 76503-0487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 S CULBERSON ST APT 1109, 1109, GAINESVILLE, TX 76240-3812

Mortgage

Document Number	202108282
Date	Sep 27, 2021
Instrument	2021-08282

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Apr 8, 2021
Property Address	309 WILLOW WAY, GAINESVILLE, TX 76240-4506
Document Number	2410/214
Book / Page	2410 / 214
Map Reference	VOL 2 PG 38
Instrument Date	Apr 5, 2021
Instrument	2021-02925
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 WILLOW WAY, 309, GAINESVILLE, TX 76240-4506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 CIVIC CIR # 255, 255, LEWISVILLE, TX 75067-3424
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 309 Willow Way was $6,271 with a homeowner's exemption, up 23.8% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,271.00 (+23.81%) Homeowner's exemption	$299,770 (-2.96%) Land $50,159 Building $249,611	$299,770 (-2.96%) Land $50,159 Building $249,611
2025	$5,065.00 (+2.43%) Homeowner's exemption	$308,901 Land $50,159 Building $258,742	$308,901 Land $50,159 Building $258,742
2024	$4,945.00
2023		$278,393 Land $50,151 Building $228,242	$278,393 Land $50,151 Building $228,242
2022	$5,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Willow Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Willow Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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