225 W Oak St, Eldridge, IA 52748 Property Records

Scott County property record for 225 W Oak St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,083 sqft · built 1973
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Apr 2009)
Tax Bill	$2,558 (2026)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931431401`

Property Details

APN / Parcel Number

Primary APN	`931431401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,083 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	500 sqft
Unfinished Basement	488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	118 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	72 sqft
Patio Area	322 sqft
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	225 W OAK ST
City	ELDRIDGE
State	IA
Zip	52748-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDRIDGE ACRES 5TH ADD LOT: 001 ELDRIDGE ACRES 5THADD
Legal Subdivision	ELDRIDGE ACRES 5TH ADD
Legal Lot Number	1
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2037
Census Tract	10201

Owner

225 W Oak St is owned and occupied by two individuals who bought it in April 2009.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 W OAK ST, ELDRIDGE, IA 52748-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2009 · Amount on File
Deed Sale	Apr 17, 2009 · Amount on File
Deed Document Number	200910753
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	225 W OAK ST, ELDRIDGE, IA 52748-1634
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800051060
Date	Oct 30, 2018
Instrument	201800051060

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 225 W Oak St was $2,558 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,558.00	$225,900 (-) Land $55,700 Building $170,200	$225,900 (-) Land $55,700 Building $170,200
2025	$2,558.00 (+5.53%) Homeowner's exemption	$225,900 Land $55,700 Building $170,200	$225,900 Land $55,700 Building $170,200
2024	$2,424.00
2023		$199,300 Land $35,800 Building $163,500	$199,300 Land $35,800 Building $163,500
2022	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 W Oak St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 W Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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