Cumberland County and Gray Town property record for 314 W Gray Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,644 sqft · built 1900 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,500 (Nov 2019) |
| Tax Bill | $3,331 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:056 B:017 L:011-000 |
| Primary APN | GRAY M:056 B:017 L:011-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 770 |
|---|---|
| Street Address | 314 W GRAY RD |
| City | GRAY |
| State | ME |
| Zip | 04039-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 17 |
| Legal Lot Number | 11-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 4701 |
Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 W GRAY RD, GRAY, ME 04039-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Nov 25, 2019 | Warranty Deed, Transfer · VA Mortgage BANGOR SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 201960566 |
| Deed Book / Page | 36200 / 139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 314 W GRAY RD, GRAY, ME 04039-9574 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0392370054 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 39237/54 |
| Instrument | 12790 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Nov 25, 2019 |
| Property Address | 314 W GRAY RD, GRAY, ME 04039-9574 |
| Document Number | 0362000139 |
| Book / Page | 36200 / 139 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 60566 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 398 W MAIN ST, YARMOUTH, ME 04096-8423 |
| Document Number | 0000060567 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 60567 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,331.00 (+8.96%) | $344,100 (+70.85%) Land $101,900 Building $242,200 |
| 2023 | $3,057.00 (+8.79%) | $201,400 (-) Land $40,600 Building $160,800 |
| 2022 | $2,810.00 | $201,400 Land $40,600 Building $160,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GoNetspeed Fiber | 1,000 / 1,000 |
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