Cumberland County and Gray Town property record for 312 W Gray Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,538 sqft · built 1900 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,303 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:056 B:017 L:010-000 |
| Primary APN | GRAY M:056 B:017 L:010-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Baseboard |
|---|
| Account Number | 769 |
|---|---|
| Street Address | 312 W GRAY RD |
| City | GRAY |
| State | ME |
| Zip | 04039-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 17 |
| Legal Lot Number | 10-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 4701 |
Source: Cumberland County and Gray Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 W GRAY RD, GRAY, ME 04039-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 24, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 5, 2018 | Deed of Trust, Mortgage · ARM TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 312 W GRAY RD, GRAY, ME 04039-9574 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0399960005 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 39996/5 |
| Instrument | 5414 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 312 W GRAY RD, GRAY, ME 04039-9574 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0354220258 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 35422/258 |
| Instrument | 3074 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 312 W GRAY RD, GRAY, ME 04039-9574 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0352650011 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 35265/0011 |
| Instrument | 000000056617 |
| Name | TD BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Dec 1, 2025 |
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,303.00 (+13.06%) | $444,500 (+77.3%) Land $119,700 Building $324,800 |
| 2023 | $3,806.00 (+8.84%) | $250,700 (-) Land $59,900 Building $190,800 |
| 2022 | $3,497.00 | $250,700 Land $59,900 Building $190,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GoNetspeed Fiber | 1,000 / 1,000 |
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