309 W Gray Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 309 W Gray Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1924
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$284,100 (Jul 2019)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:056 B:022 L:008-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:056 B:022 L:008-000`
Alternative APNs	`022008000000` `1162`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Brick
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1162
Street Address	309 W GRAY RD
City	GRAY
State	ME
Zip	04039-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	22
Legal Lot Number	8-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4017
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records · APN GRAY M:056 B:022 L:008-000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 W GRAY RD, GRAY, ME 04039-9411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage COASTAL ENTERPRISES
Jul 26, 2019	Deed of Trust, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	201934529
Deed Book / Page	35836 / 225
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Recording Date	Apr 24, 2026
Property Address	309 W GRAY RD, GRAY, ME 04039-9411
Document Number	0422020014
Book / Page	42202 / 14
Instrument Date	Apr 23, 2026
Instrument	202615562
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W GRAY RD, GRAY, ME 04039-9411

Mortgage

Document Number	0000015562,
Date	Apr 24, 2026
Book Page	42202/14
Instrument	202615562

Lender

Name	COASTAL ENTERPRISES

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

July 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	309 W GRAY RD, GRAY, ME 04039-9411
Document Number	0358360227
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W GRAY RD GRAY ME 040399411, GRAY, ME 04039-9411

Mortgage

Document Number	0358360227
Date	Jul 26, 2019
Book Page	035836/000227
Instrument	34530

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,644.00 (-20.39%)	$273,100 (+24.82%) Land $108,600 Building $164,500
2023	$3,321.00 (+8.81%)	$218,800 (-) Land $47,500 Building $171,300
2022	$3,052.00	$218,800 Land $47,500 Building $171,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

Based on FCC filings for 53 locations within half a mile of this property.

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