314 Victoria Dr, Troy, MO 63379 Property Records

Lincoln County property record for 314 Victoria Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 2008
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-016.014`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-016.014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	314 VICTORIA DR
City	TROY
State	MO
Zip	63379-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CARRINGTON EAST SUBD
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Subdivision	CARRINGTON EAST
Legal Lot Number	4
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2013
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 VICTORIA DR, TROY, MO 63379-2460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 17, 2020	Beneficiary Deed, Transfer
Nov 15, 2019	Intrafamily Transfer, Transfer
Aug 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 23, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020
Deed Sale	Apr 17, 2020
Prior Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	20203695
Deed Book / Page	2445 / 686
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	02440/0508
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	314 VICTORIA DR, TROY, MO 63379-2460
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002445/570
Date	Apr 14, 2020
Book Page	2445/570
Instrument	2020003579

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	314 VICTORIA DR, TROY, MO 63379-2460
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002460/864
Date	Mar 11, 2021
Book Page	2460/864
Instrument	2021003367

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 17, 2020
Property Address	314 VICTORIA DR, TROY, MO 63379-2460
Document Number	002445/686
Book / Page	2445 / 686
Instrument Date	Apr 10, 2020
Instrument	2020003695
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 VICTORIA DR, TROY, MO 63379-2460

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Nov 15, 2019
Property Address	314 VICTORIA DR, TROY, MO 63379-2460
Document Number	02440/0508
Book / Page	2440 / 0508
Map Reference	MB 14 PG 169
Instrument Date	Nov 13, 2019
Instrument	2019010410
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 VICTORIA DR, TROY, MO 63379-2460

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Aug 8, 2019
Property Address	314 VICTORIA DR, TROY, MO 63379-2460
Document Number	02436/0892
Book / Page	2436 / 0892
Map Reference	MB 14 PG 169
Instrument Date	Jul 25, 2019
Instrument	2019006767
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 VICTORIA DR, TROY, MO 63379-2460

Mortgage

Document Number	2019006768
Date	Aug 8, 2019
Instrument	2019006768

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 23, 2018
Property Address	314 VICTORIA DR, TROY, MO 63379-2460
Document Number	02422/0021
Book / Page	2422 / 0021
Map Reference	MB14 PG169
Instrument Date	Apr 19, 2018
Instrument	2018003383
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	314 VICTORIA DR, TROY, MO 63379-2460

Mortgage

Document Number	2018003384
Date	Apr 23, 2018
Instrument	2018003384

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,498 (-) Land $4,606 Building $33,892
2025	$2,296.00 (+2.91%)	$38,498 (+9.74%) Land $4,606 Building $33,892	$202,620 (+9.74%) Land $24,240 Building $178,380
2023	$2,231.00 (+4.84%)	$35,082 (+5.38%) Land $3,874 Building $31,208	$184,640 (+5.38%) Land $20,390 Building $164,250
2022	$2,128.00	$33,290 Land $3,874 Building $29,416
2021			$175,210 Land $20,390 Building $154,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Systec Wireless Communications, T-Mobile.

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