308 Victoria Dr, Troy, MO 63379 Property Records

Lincoln County property record for 308 Victoria Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,470 sqft · built 2011
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$171,200 (Jan 2017)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-016.013`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-016.013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Basement Area	1,470 sqft
Unfinished Basement	1,470 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	308 VICTORIA DR
City	TROY
State	MO
Zip	63379-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CARRINGTON EAST SUBD
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Subdivision	CARRINGTON EAST
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2013
Census Tract	810306

Owner

308 Victoria Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 VICTORIA DR, TROY, MO 63379-2460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jan 24, 2023	Beneficiary Deed, Transfer
Jul 28, 2022	Intrafamily Transfer, Transfer · Line of Credit PNC BANK NA
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jan 23, 2017	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	Jun 2, 2014 · Amount on File
Deed Document Number	2017598
Deed Book / Page	2407 / 183
Transfer Doc	2206/0076
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 9, 2023
Property Address	308 VICTORIA DR, TROY, MO 63379-2460
Document Number	002495/387
Book / Page	2495 / 387
Map Reference	MB 14 PG 169
Instrument Date	Nov 2, 2023
Instrument	2023008632
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 VICTORIA DR, TROY, MO 63379-2460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 VICTORIA DR, TROY, MO 63379-2460

Mortgage

Document Number	2023008633
Date	Nov 9, 2023
Instrument	2023008633

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 24, 2023
Property Address	308 VICTORIA DR, TROY, MO 63379-2460
Document Number	002487/426
Book / Page	2487 / 426
Map Reference	MB 14 PG 169
Instrument Date	Jan 17, 2023
Instrument	2023000558
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	308 VICTORIA DR, TROY, MO 63379-2460

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jul 28, 2022
Property Address	308 VICTORIA DR, TROY, MO 63379-2460
Document Number	002482/138
Book / Page	2482 / 138
Map Reference	MB 88 PG 21
Instrument Date	Jul 28, 2022
Instrument	2022007892
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 N 3RD ST, OLD MONROE, MO 63369-1011

Mortgage

Document Number	2022008797
Date	Jul 28, 2022
Instrument	2022008797

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	308 VICTORIA DR, TROY, MO 63379-2460
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	TITLE PRARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2445/768
Date	Apr 20, 2020
Book Page	2445/768
Instrument	2020003777

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 23, 2017
Property Address	308 VICTORIA DR, TROY, MO 63379-2460
Document Number	2407/0183
Book / Page	2407 / 0183
Map Reference	MB14 PG169
Instrument Date	Jan 23, 2017
Instrument	2017000598
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 VICTORIA DR, TROY, MO 63379-2460
Investor	Possibly a Property Investor

Mortgage

Document Number	2017000599
Date	Jan 23, 2017
Instrument	2017000599

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 308 Victoria Dr was $2,744.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,589 (-) Land $4,598 Building $40,991
2025	$2,744.00	$45,589 Land $4,598 Building $40,991	$239,940 Land $24,200 Building $215,740
2023	$2,409.00 (+4.97%)	$37,865 Land $3,868 Building $33,997	$199,290 Land $20,360 Building $178,930
2022	$2,295.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Victoria Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Victoria Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Systec Wireless Communications, T-Mobile.

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