302 Victoria Dr, Troy, MO 63379 Property Records

Lincoln County property record for 302 Victoria Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,381 sqft · built 2008
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$146,300 (Dec 2018)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-016.012`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-016.012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
Basement Area	1,381 sqft
Unfinished Basement	1,381 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	302 VICTORIA DR
City	TROY
State	MO
Zip	63379-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CARRINGTON EAST SUBD
Legal Range	01E
Legal Township	49N
Legal Section	18
Legal Subdivision	CARRINGTON EAST
Legal Lot Number	2
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2013
Census Tract	810306

Owner

Source: Lincoln County assessment roll, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 VICTORIA DR, TROY, MO 63379-2460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Mar 24, 2014 · Amount on Record
Deed Document Number	201811086
Deed Book / Page	2429 / 671
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	02429/0671
Record Updated	Jun 8, 2026

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 11, 2018
Property Address	302 VICTORIA DR, TROY, MO 63379-2460
Document Number	2429/0671
Book / Page	2429 / 0671
Map Reference	MB 14 PG 169
Instrument Date	Nov 15, 2018
Instrument	2018011086
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2805 FAIRWAY ESTATES CT, 2805, WENTZVILLE, MO 63385-3486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 VICTORIA DR, TROY, MO 63379-2460

Mortgage

Document Number	2018011087
Date	Dec 11, 2018
Instrument	2018011087

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00 (+8.35%)	$36,168 (+9.69%) Land $4,590 Building $31,578	$190,360 (+9.69%) Land $24,160 Building $166,200
2023	$2,097.00 (+4.8%)	$32,973 Land $3,863 Building $29,110	$173,540 Land $20,330 Building $153,210
2022	$2,001.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Systec Wireless Communications, T-Mobile.

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