314 Two Rivers Dr, Westminster, SC 29693 Property Records

Oconee County property record for 314 Two Rivers Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 2020
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Feb 2025)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`295-00-02-058`

Property Details

APN / Parcel Number

Primary APN	`295-00-02-058`
Alternative APN	`1063527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,978 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	37.9 ft deep x 10.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1063527
Street Address	314 TWO RIVERS DR
City	WESTMINSTER
State	SC
Zip	29693-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWO RIVERS DR & TRACT C (0.9207 AC)
Legal Tract	C
Legal Block	2
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1031
Census Tract	31000

Owner

Source: Oconee County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4462 SASSER RD, FLOWERY BRANCH, GA 30542-3540
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PIEDMONT FED'L S&L ASSN
Oct 11, 2017	Deed of Trust, Mortgage FIRST PIEDMONT FED'L S&L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Prior Sale	Nov 9, 2016 · Amount on Record
Deed Document Number	20259176
Deed Book / Page	3177 / 45
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	314 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010855
Date	Jan 7, 2022
Book Page	4273/1
Instrument	10855

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	314 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
Document Number	0040340162
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 TWO RIVERS DR WESTMINSTER SC 296935100, WESTMINSTER, SC 29693-5100

Mortgage

Document Number	0040340162
Date	Oct 7, 2020
Book Page	004034/000162

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	314 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
Document Number	0000004976
Book / Page	003659 / 000143
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 TWO RIVERS DR WESTMINSTER SC 29693, WESTMINSTER, SC 29693

Mortgage

Document Number	0000004976
Date	Oct 20, 2017
Book Page	003659/000143
Instrument	4976

Lender

Name	FIRST PIEDMONT FED'L S&L
Type	Federal Savings Bank
Address	GAFFNEY, SC 29341

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 19, 2027

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00	$17,787 (-) Land $2,120 Building $15,667	$444,680 (-) Land $53,000 Building $391,680
2023		$17,787 Land $2,120 Building $15,667	$444,680 Land $53,000 Building $391,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 9,588 people · EPA ID SC3710003
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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