308 Two Rivers Dr, Westminster, SC 29693 Property Records

Oconee County property record for 308 Two Rivers Dr, Westminster, SC 29693

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 600 sqft · built 1972
Lot Size1.65 acres (71,874 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Sep 2022)
Tax Bill$745 (2025)
Deeds & MortgagesMay 2023 Mortgage
Sep 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN295-00-02-010

Property Details

APN / Parcel Number

Primary APN295-00-02-010
Alternative APN
  • 39952

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area600 sqft Living Area
1st Floor Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialShingle
Lot Area71,874 sqft (1.65 acres)
Lot Dimensions48.4 ft deep x 17.6 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number39952
Street Address308 TWO RIVERS DR
CityWESTMINSTER
StateSC
Zip29693-5100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 (1.65 AC)
Legal SubdivisionAS SHOWN AND
Legal Block2
Legal Lot Number1
JurisdictionOCONEE SC
Township / Civil DivisionWESTMINSTER
Census Block Group1
Census Block1031
Census Tract31000

Owner

308 Two Rivers Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Oconee County records, as of May 15, 2026

Owner of Record2 Individual Names on File
Mailing Address308 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
SOUTHEAST MORTGAGE OF GEORGIA
Sep 1, 2022Deed, Transfer
DAVID A SHANNON ETAL
Aug 9, 2022Deed, Transfer
Jan 2, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST BANK
Jun 26, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on File
Deed SaleSep 1, 2022 · Amount on File
Deed Document Number20223453
Deed Book / Page2852 / 151
Prior Transfer DateAug 31, 2022
Prior Transfer Doc0000003453
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address308 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
Transaction TypeMortgage
Record UpdatedMay 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 TWO RIVERS DR, WESTMINSTER, SC 29693-5100

Mortgage

Document Number0000014491
DateMay 12, 2023
Book Page4447/324
Instrument14491
Lender
NameSOUTHEAST MORTGAGE OF GEORGIA
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionOCONEE SC
Recording DateSep 1, 2022
Property Address308 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
Document Number0000003453
Book / Page2852 / 151
Map ReferenceMB B521 PG 8
Instrument DateAug 31, 2022
Instrument3453
Transaction TypeTransfer
Record UpdatedSep 13, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 2086, TOCCOA, GA 30577-1438

Mortgage

Document Number0000003454
DateSep 1, 2022
Book Page4376/15
Instrument3454
Lender
NameDAVID A SHANNON ETAL
TypePrivate Party
Agreement
AmountAmount on Record

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionOCONEE SC
Recording DateAug 9, 2022
Property Address308 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
Document Number0000002214
Book / Page2843 / 212
Map ReferenceMB B521 PG 8
Instrument DateAug 8, 2022
Instrument2214
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 TWO RIVERS DR, WESTMINSTER, SC 29693-5100

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address308 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008242
DateJan 2, 2018
Instrument08242
Lender
NameCOMMUNITY FIRST BANK
TypeBank
AddressSENECA, SC 29679
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term35 Months
DueDec 15, 2020

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCONEE SC
Recording DateJun 26, 2020
Property Address308 TWO RIVERS DR, WESTMINSTER, SC 29693-5100
Document Number0025800240
Book / Page002580 / 000240
Instrument DateJun 19, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address306 TWO RIVERS DR WESTMINSTER SC 296935100, WESTMINSTER, SC 29693-5100

Tax Assessment & Valuation

The 2025 property tax bill for 308 Two Rivers Dr was $745.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$745.00$7,108 Land $2,660 Building $4,448$177,700 Land $66,500 Building $111,200
2023$7,108 Land $2,660 Building $4,448$177,700 Land $66,500 Building $111,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Two Rivers Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Two Rivers Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 9,588 people · EPA ID SC3710003
Water SourceSurface water
Last State InspectionMar 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

May also be available: HTC, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Two Rivers Dr

Nearby Streets

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