311 Trace Harbor Rd, Madison, MS 39110 Property Records

Madison County property record for 311 Trace Harbor Rd, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,553 sqft · built 1990
Lot Size0.266 acres (11,601 sqft)
Owner2 Individual Names on File
Tax Bill$1,625 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN072A-12B-059

Property Details

APN / Parcel Number

Primary APN072A-12B-059
Alternative APNs
  • 072A-12B-059/00.00
  • 11173

Interior

Bedrooms3 Beds
Full Baths5 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,553 sqft Adjusted Area
Gross Area1,254 sqft
1st Floor Area1,254 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,601 sqft (0.266 acres)
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number11173
Street Address311 TRACE HARBOR RD
CityMADISON
StateMS
Zip39110-8766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 190 TWIN HARBORS PART III-A B@46 LEASEHOLD
Legal Range02E
Legal Township07N
Legal Section12
Legal SubdivisionTWIN HARBORS PT 3A
Legal Lot Number190
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group3
Census Block3012
Census Tract30208

Owner

311 Trace Harbor Rd, a single family home, is owned by two individuals.

Source: Madison County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address144 COVENTRY LN, CANTON, MS 39046-6610
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2018Quit Claim Deed, Construction Loan · Line of Credit
RENASANT BK
Sep 28, 2017Deed of Trust, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2018: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionMADISON MS
Recording DateOct 4, 2018
Property Address311 TRACE HARBOR RD, MADISON, MS 39110-8766
Document Number0000851569
Book / Page003654 / 000179
Instrument DateOct 3, 2018
Instrument851569
Transaction TypeConstruction Loan
Record UpdatedOct 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address311 TRACE HARBOR RD MADISON MS 391108766, MADISON, MS 39110-8766

Mortgage

Document Number851570
DateOct 4, 2018
Book Page003654/000186
Instrument851570
Lender
NameRENASANT BK
TypeBank
AddressMADISON, MS 39110
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueOct 3, 2019
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address311 TRACE HARBOR RD, MADISON, MS 39110-8766
Document Number0000825623
Instrument DateSep 28, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address311 TRACE HARBOR RD MADISON MS 391108766, MADISON, MS 39110-8766

Mortgage

Document Number0000825623
DateOct 6, 2017
Book Page003530/000601
Instrument825623
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 5, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 311 Trace Harbor Rd was $1,625.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,625.00$15,833$105,550 Land $30,000 Building $75,550
2024$1,625.00
2023$1,625.00$15,833$105,550 Land $30,000 Building $75,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Trace Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Trace Harbor Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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