310 Thomas Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 310 Thomas Ave, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 920 sqft · built 1955
Lot Size0.159 acres (6,930 sqft)
Owner2 Individual Names on Record
Last Sale$185,500 (Nov 2021)
Tax Bill$2,156 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN056830A000

Property Details

APN / Parcel Number

Primary APN056830A000
Alternative APN
  • 6-014A-4267-00-0008.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area920 sqft Living Area
Gross Area2,095 sqft
1st Floor Area920 sqft
Basement Area900 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,930 sqft (0.159 acres)
Lot Dimensions110 ft deep x 63 ft wide
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number056830A000
Street Address310 THOMAS AVE
CitySAINT CHARLES
StateMO
Zip63301-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionFINCK ADDN LOT 8
Legal SubdivisionFINCK ADDN
Legal Lot Number8
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group2
Census Block2054
Census Tract310502

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 TOURNAMENT TEE DR, O FALLON, MO 63368-9606
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jun 22, 2017Warranty Deed, Transfer
Jun 22, 2017Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleJun 22, 2017 · Amount on Record
Deed Document Number202189853
Prior Transfer DateMar 5, 2004
Prior Transfer Doc0061700673
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 1, 2021
Property Address310 THOMAS AVE, SAINT CHARLES, MO 63301-3521
Document Number2021R089853
Map ReferenceMB 5 PG 60
Instrument DateOct 27, 2021
Instrument2021R-089853
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanyNOT AVAILABLE, UST

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address34 TOURNAMENT TEE DR, O FALLON, MO 63368-9606

Mortgage

Document Number2021R089854
DateNov 1, 2021
Instrument2021R-089854
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 22, 2017
Property Address310 THOMAS AVE, SAINT CHARLES, MO 63301-3521
Document Number0067632344
Book / Page006763 / 002344
Instrument DateJun 19, 2017
Instrument384360
Transaction TypeTransfer
Record UpdatedAug 10, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address310 THOMAS AVE ST CHARLES MO 633013521, ST CHARLES, MO 63301-3521

June 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateJun 22, 2017
Property Address310 THOMAS AVE, SAINT CHARLES, MO 63301-3521
Document Number0067632346
Book / Page6763 / 2346
Map ReferenceMB 5 PG 60
Instrument DateJun 19, 2017
Instrument20170622000384370
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15630 HEATHERCROFT DR, 15630, CHESTERFIELD, MO 63017-5107

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 THOMAS AVE, SAINT CHARLES, MO 63301-3521

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,214 (-)$180,075 (-) Land $45,000 Building $135,075
2025$2,156.00 (+2.91%)$34,214 (+5.42%)$180,075 (+5.42%) Land $45,000 Building $135,075
2024$2,095.00
2023$32,454
2022$170,813 Land $35,000 Building $135,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims22 (1979–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Thomas Ave

Nearby Streets

Search Property Records by Address or Parcel Number