314 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 314 Summit St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1890
Square Footage	1,276 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$15,000 (2017)
Tax Bill	$5,462.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-356-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,276 sqft Living Area
Gross Area	1,956 sqft Gross Area
Basement Area	680 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Sewage	Storm Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	314 SUMMIT ST
City	ELGIN
State	IL
Zip	60120-3759
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JOHN WAITS SUB BLOCK 27 P J KIMBALL JRS 3RD ADDN LOT 8 BLOCK 27
Legal Subdivision	JOHN WAITS SUB
Legal Block	27
Legal Lot Number	8
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2014
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-356-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 SUMMIT ST, ELGIN, IL 60120-3759
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Prior Sale	Dec 05, 2008 · Amount on Record
Deed Doc Number	201755017
Record Refreshed	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 20, 2017
Property Address	314 SUMMIT ST, ELGIN, IL 60120-3759
Document Number	0000055017
Instrument Date	Oct 04, 2017
Instrument	2017K055017
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMIT ST, ELGIN, IL 60120-3759

Mortgage

Document Number	0000055018
Date	Oct 20, 2017
Instrument	2017K055018

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,462.00 (+15.82%) Homeowner's exemption
2024		$73,318 (+21.39%) Land $17,478 Building $55,840	$220,042 (+21.44%) Land $52,455 Building $167,587
2022	$4,716.00 (+4.75%) Homeowner's exemption	$60,397 (+6.96%) Land $14,398 Building $45,999	$181,191 (+6.96%) Land $43,194 Building $137,997
2021	$4,502.00 Homeowner's exemption	$56,467 Land $13,461 Building $43,006	$169,401 Land $40,383 Building $129,018