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311 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 311 Summit St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,142 sqft · built 1934
Lot Size0.8 acres (3,498 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jan 2021)
Tax Bill$4,933 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-12-359-002

Property Details

APN / Parcel Number

Primary APN06-12-359-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,142 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,142 sqft
Basement Area882 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Construction TypeFrame
Lot Area3,498 sqft (0.8 acres)
Lot Dimensions66 ft deep x 53 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address311 SUMMIT ST
CityELGIN
StateIL
Zip60120-3852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJANE R KIMBALLS SUB BLK 24 OF P J KIMBALL JRS 3RD ADD ELY 53 FT OF LOT 10
Legal SubdivisionJANE R KIMBALLS SUB
Legal Block24
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2015
Census Tract851302

Owner

Source: Kane County records · APN 06-12-359-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address311 SUMMIT ST, ELGIN, IL 60120-3852
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
May 19, 2022Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK NA
Jan 06, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jan 06, 2021Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2021 · Amount on Record
Deed SaleJan 06, 2021 · Amount on Record
Prior SaleMar 04, 2010 · Amount on Record
Deed Document Number2021953
Prior Transfer DateNov 16, 2020
Prior Transfer Doc0000000952
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 23, 2026
Property Address311 SUMMIT ST, ELGIN, IL 60120-3852
Document Number0000031245
Instrument DateMay 29, 2026
Instrument202631245
Transaction TypeTransfer
Record UpdatedAug 03, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$41,662.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address864 LAVOIE AVE, ELGIN, IL 60120-8472

Mortgage

Document Number0000031246,
DateJul 23, 2026
Instrument202631246
Lender
NameNEIGHBORHOOD LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.63%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address311 SUMMIT ST, ELGIN, IL 60120-3852
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026832
DateMay 19, 2022
Instrument2022K026832
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 06, 2021
Property Address311 SUMMIT ST, ELGIN, IL 60120-3852
Document Number0000000953
Instrument DateNov 16, 2020
Instrument2021K000953
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 SUMMIT ST, ELGIN, IL 60120-3852

Mortgage

Document Number0000000954
DateJan 06, 2021
Instrument2021K000954
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2050
Interest
Rate TypeFixed Rate
Rate2.5%

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 06, 2021
Property Address311 SUMMIT ST, ELGIN, IL 60120-3852
Document Number0000000952
Instrument DateNov 16, 2020
Instrument952
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address311 SUMMIT AVE ELGIN IL 60124, ELGIN, IL 60124

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,933.00 (+15.8%) Homeowner's exemption
2024$66,927 (+21.39%) Land $10,735 Building $56,192$200,861 (+21.44%) Land $32,218 Building $168,643
2022$4,260.00 (+4.85%) Homeowner's exemption$55,132 (+6.96%) Land $8,843 Building $46,289$165,396 (+6.96%) Land $26,529 Building $138,867
2021$4,063.00 Homeowner's exemption$51,545 Land $8,268 Building $43,277$154,635 Land $24,804 Building $129,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 504 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable · Fiber in parts of the area		1,500 / 50
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Opiquad, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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