Kane County property record for 267 Summit St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 1895 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Sep 2019) |
| Tax Bill | $6,087 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-358-005 |
| Primary APN | 06-12-358-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,697 sqft |
| Basement Area | 925 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 267 SUMMIT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P J KIMBALL JRS 3RD ADDN EAST 2 RODS LOT 2 & WEST 2 RODS LOT 3 BLOCK 23 |
| Legal Subdivision | P J KIMBALL JRS 3RD ADDN |
| Legal Block | 23 |
| Legal Lot Number | 2,3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 851302 |
Source: Kane County records · APN 06-12-358-005
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 267 SUMMIT ST, ELGIN, IL 60120-3736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK |
| Sep 06, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2019 · Amount on Record |
| Deed Sale | Sep 06, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2013 · Amount on Record |
| Deed Document Number | 201941259 |
| Prior Transfer Date | Oct 24, 2007 |
| Prior Transfer Doc | 0000114637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 267 SUMMIT ST, ELGIN, IL 60120-3736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 267 SUMMIT ST, ELGIN, IL 60120-3736 |
| Document Number | 0000047962 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022K047962 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 06, 2019 |
| Property Address | 267 SUMMIT ST, ELGIN, IL 60120-3736 |
| Document Number | 0000041259 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2019K041259 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 267 SUMMIT ST, ELGIN, IL 60120-3736 |
| Document Number | 0000041260 |
|---|---|
| Date | Sep 06, 2019 |
| Instrument | 2019K041260 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,087.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $80,866 (+21.39%) Land $17,044 Building $63,822 | $242,695 (+21.44%) Land $51,152 Building $191,543 | |
| 2022 | $5,255.00 (+4.66%) Homeowner's exemption | $66,614 (+6.96%) Land $14,040 Building $52,574 | $199,842 (+6.96%) Land $42,120 Building $157,722 |
| 2021 | $5,021.00 Homeowner's exemption | $62,279 Land $13,126 Building $49,153 | $186,837 Land $39,378 Building $147,459 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Opiquad, T-Mobile USA, Radiate Holdings, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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