314 Strummer Ln, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 314 Strummer Ln, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,330 sqft · built 2018
Lot Size	0.066 acres (2,891 sqft)
Owner	Individual Name on Record
Last Sale	$1,259,265 (May 2018)
Tax Bill	$14,349 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03705003`

Property Details

APN / Parcel Number

Primary APN	`09-03705003`
Alternative APN	`03705003`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,330 sqft Living Area
Gross Area	4,814 sqft
1st Floor Area	1,900 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	530 sqft
Finished Basement	530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,891 sqft (0.066 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	544 sqft
Deck Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03705003
Street Address	314 STRUMMER LN
City	GAITHERSBURG
State	MD
Zip	20878-4587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	CROWN FARM PLAT OF CORRECTION
Legal Subdivision	CROWN FARM
Legal Block	S
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3020
Census Tract	700839

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 STRUMMER LN, GAITHERSBURG, MD 20878-4587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage · ARM POTOMAC MORTGAGE GROUP LLC
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
May 17, 2018	Deed, Transfer · ARM ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Book / Page	56030 / 219
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	314 STRUMMER LN, GAITHERSBURG, MD 20878-4587
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0562960491
Date	Jul 11, 2018
Book Page	56296/491

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	314 STRUMMER LN, GAITHERSBURG, MD 20878-4587
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	STEWART TITLE, STEWART TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0647370108
Date	Dec 2, 2021
Book Page	64737/108

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.39%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.39%
Max Rate At Change	7.39%
Index	1-Year CMT
Max Rate	7.39%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 17, 2018
Property Address	314 STRUMMER LN, GAITHERSBURG, MD 20878-4587
Document Number	0560300219
Book / Page	56030 / 219
Map Reference	PL24429
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,888.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 STRUMMER LN, GAITHERSBURG, MD 20878-4587

Mortgage

Document Number	0056030226
Date	May 17, 2018
Instrument	56030/226

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,128,700 (-) Land $250,000 Building $878,700	$1,128,700 (-) Land $250,000 Building $878,700
2025	$14,349.00 (-15.59%)	$1,128,700 (-20.07%) Land $250,000 Building $878,700	$1,128,700 (-20.07%) Land $250,000 Building $878,700
2023		$1,412,100 Land $250,000 Building $1,162,100	$1,412,100 Land $250,000 Building $1,162,100
2022	$16,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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