Montgomery County property record for 243 Strummer Ln, Gaithersburg, MD 20878
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,436 sqft · built 2014 |
| Lot Size | 0.04 acres (1,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jun 2024) |
| Tax Bill | $9,620 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03703380 |
| Primary APN | 09-03703380 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,436 sqft Living Area |
| Gross Area | 2,836 sqft |
| 1st Floor Area | 812 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,744 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03703380 |
|---|---|
| Street Address | 243 STRUMMER LN |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-4525 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MXD |
| Legal Description | CROWN FARM PLAT OF CORRECTION |
| Legal Subdivision | CROWN FARM |
| Legal Block | M |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 700839 |
Source: Montgomery County records · APN 09-03703380
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 STRUMMER LN, GAITHERSBURG, MD 20878-4525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 14, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANUNITED.COM LLC |
| Oct 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2024 · Amount on Record |
| Deed Sale | Jun 18, 2024 · Amount on Record |
| Prior Sale | Jun 25, 2014 · Amount on Record |
| Deed Book / Page | 68112 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 243 STRUMMER LN, GAITHERSBURG, MD 20878-4525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 243 STRUMMER LN, GAITHERSBURG, MD 20878-4525 |
| Investor | Possibly a Property Investor |
| Document Number | 0622000230 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 62200/230 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 14, 2026 |
| Property Address | 243 STRUMMER LN, GAITHERSBURG, MD 20878-4525 |
| Document Number | 0700400360 |
| Book / Page | 70040 / 360 |
| Map Reference | PL 24425 |
| Instrument Date | Jan 02, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 STRUMMER LN, GAITHERSBURG, MD 20878-4525 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 243 STRUMMER LN, GAITHERSBURG, MD 20878-4525 |
| Document Number | 0070040371 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 70040/371 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 243 STRUMMER LN, GAITHERSBURG, MD 20878-4525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0551190031 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 55119/031 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795,700 (+3.33%) Land $250,000 Building $545,700 | $795,700 (-) Land $250,000 Building $545,700 | |
| 2025 | $9,620.00 (+13.98%) Homeowner's exemption | $770,067 (+7.13%) | $795,700 (+10.7%) Land $250,000 Building $545,700 |
| 2023 | $718,800 Land $250,000 Building $468,800 | $718,800 Land $250,000 Building $468,800 | |
| 2022 | $8,440.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317008393, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 582 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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