311 Strummer Ln, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 311 Strummer Ln, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,391 sqft · built 2018
Lot Size	0.066 acres (2,873 sqft)
Owner	Individual Name on Record
Last Sale	$1,650,000 (Jun 2026)
Tax Bill	$13,919 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-03704692`

Property Details

APN / Parcel Number

Primary APN	`09-03704692`
Alternative APN	`03704692`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,391 sqft Living Area
Gross Area	3,875 sqft
1st Floor Area	1,900 sqft
Basement Area	811 sqft
Finished Basement	811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,873 sqft (0.066 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	544 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03704692
Street Address	311 STRUMMER LN
City	GAITHERSBURG
State	MD
Zip	20878-4661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	CROWN FARM PLAT OF CORRECTION
Legal Subdivision	CROWN FARM
Legal Block	R
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3027
Census Tract	700839

Owner

Source: Montgomery County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Jun 12, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BK
Mar 2, 2020	Loan Modification, Mortgage · Conventional Mortgage ARLINGTON CMNTY FCU
Sep 25, 2018	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Book / Page	70603 / 170
Prior Transfer Date	Apr 2, 2021
Prior Transfer Doc	0626310001
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AHTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0644780462
Date	Nov 3, 2021
Book Page	64478/462

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 12, 2026
Property Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661
Document Number	7060000170
Book / Page	70603 / 170
Instrument Date	Jun 9, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661

Mortgage

Document Number	7060000176,
Date	Jun 12, 2026
Book Page	70603/176

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 19, 2021
Property Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661
Document Number	0626310001
Book / Page	62631 / 1
Map Reference	PL 24428
Instrument Date	Apr 2, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661
Document Number	0592940203
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	311 STRUMMER LN GAITHERSBURG MD 208784661, GAITHERSBURG, MD 20878-4661

Mortgage

Document Number	0592940203
Date	Mar 27, 2020
Book Page	059294/000203

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661
Document Number	0592940224
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 STRUMMER LN GAITHERSBURG MD 208784661, GAITHERSBURG, MD 20878-4661

Mortgage

Document Number	0592940224
Date	Mar 27, 2020
Book Page	059294/000224

Lender

Name	ARLINGTON CMNTY FCU
Type	Credit Union
Address	ARLINGTON, VA 22204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 25, 2018
Property Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661
Document Number	0566620095
Book / Page	56662 / 095
Map Reference	PL24428
Instrument Date	Aug 27, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,103.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	311 STRUMMER LN, GAITHERSBURG, MD 20878-4661

Mortgage

Document Number	0056662102
Date	Sep 25, 2018
Instrument	56662/102

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,095,600 (-) Land $250,000 Building $845,600	$1,095,600 (-) Land $250,000 Building $845,600
2025	$13,919.00 (-4.4%)	$1,095,600 (-19.94%) Land $250,000 Building $845,600	$1,095,600 (-19.94%) Land $250,000 Building $845,600
2024	$14,559.00 (-11.57%)
2023		$1,368,400 Land $250,000 Building $1,118,400	$1,368,400 Land $250,000 Building $1,118,400
2022	$16,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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