217 Spring St, Clermont, IA 52135 Property Records

Fayette County property record for 217 Spring St, Clermont, IA 52135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,239 sqft · built 1914
Lot Size	0.545 acres (23,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Mar 2007)
Tax Bill	$2,048 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0434414009`

Property Details

APN / Parcel Number

Primary APN	`0434414009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	729 sqft
Attic	Attic
Attic Area	401 sqft
Basement Area	729 sqft
Finished Basement	600 sqft
Unfinished Basement	129 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,760 sqft (0.545 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	512 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	217 SPRING ST
City	CLERMONT
State	IA
Zip	52135-8667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22,23,24 & LOTS 1 TO 6 BLK 20 CLERMONT
Legal Subdivision	CLERMONT
Legal Block	20
Legal Lot Number	1,22-24
Jurisdiction	FAYETTE IA
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2068
Census Tract	80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 SPRING ST, CLERMONT, IA 52135-8667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit DECORAH BANK AND TRUST
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Apr 9, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Aug 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2007 · Amount on Record
Deed Sale	Mar 16, 2007 · Amount on Record
Deed Document Number	2007787
Deed Book / Page	2007 / 787
Last Transfer Date	Oct 21, 2015
Transfer Doc	2015/2884
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Recording Date	Jul 30, 2026
Property Address	217 SPRING ST, CLERMONT, IA 52135-8667
Document Number	0000002080
Book / Page	2026 / 2080
Instrument Date	Jul 24, 2026
Instrument	20262080
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SPRING ST, CLERMONT, IA 52135-8667

Mortgage

Document Number	0000002080,
Date	Jul 30, 2026
Book Page	2026/2080
Instrument	20262080

Lender

Name	DECORAH BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2036

Interest

Rate	6.49%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	217 SPRING ST, CLERMONT, IA 52135-8667
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1017
Date	Apr 26, 2023
Book Page	2023/1017
Instrument	2023-1017

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2024

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	217 SPRING ST, CLERMONT, IA 52135-8667
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000898
Date	Apr 9, 2018
Book Page	0000002018/0000000898
Instrument	000000000898

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	57 Months
Due	Jan 1, 2023

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	217 SPRING ST, CLERMONT, IA 52135-8667
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2236
Date	Aug 9, 2019
Book Page	2019/2236
Instrument	2236

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2024

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Clermont City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,048.00	$137,330 (-) Land $12,770 Building $124,560	$137,330 (-) Land $12,770 Building $124,560
2025	$2,048.00 (+3.43%)	$137,330 (+12.23%) Land $12,770 Building $124,560	$137,330 (+12.23%) Land $12,770 Building $124,560
2024	$1,980.00 (+12.76%)
2023		$122,370 (+25.97%) Land $12,770 Building $109,600	$122,370 (+25.97%) Land $12,770 Building $109,600
2022	$1,756.00	$97,140 Land $10,640 Building $86,500
2021			$97,140 Land $10,640 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1993–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT WATER SUPPLY serves 586 people · EPA ID IA3317047
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	7 ppb (2023) action level 15 ppb
Copper	1.37 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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