314 Spears Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 314 Spears Ave, Chattanooga, TN 37405

Property Summary

Property Type	Warehouse, Storage
Details	14,145 sqft · built 1950
Lot Size	1.52 acres (66,211 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Feb 2018)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135E A 001`

Property Details

APN / Parcel Number

Primary APN	`135E A 001`
Alternative APN	`0000059696`

Interior

Stories	1 Story
Building Area	14,145 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1967
Exterior Material	Metal
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	66,211 sqft (1.52 acres)
Lot Dimensions	195 ft deep x 339 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	0000059696
Street Address	314 SPEARS AVE
City	CHATTANOOGA
State	TN
Zip	37405-3843
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	C2
Legal Description	LTS 1-6 BLK D CHEROKEE LAND CO SUB PB 12 PG 30
Legal Subdivision	CHEROKEE LAND CO
Legal Block	D
Legal Lot Number	1-6 2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1040
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	207 SPEARS AVE, CHATTANOOGA, TN 37405-3840
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	Jun 22, 2001 · Amount on Record
Deed Document Number	2018020200062
Deed Book / Page	11262 / 827
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 2, 2018
Property Address	314 SPEARS AVE, CHATTANOOGA, TN 37405-3843
Document Number	0000000062
Book / Page	11262 / 827
Instrument Date	Jan 18, 2018
Instrument	2018020200062
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPEARS AVE, CHATTANOOGA, TN 37405-3840

Mortgage

Document Number	0000000063
Date	Feb 2, 2018
Instrument	2018020200063

Lender

Name	ROBERT J BERMAN ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 10, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Additional exemption filed	$1,919,400 (-1.2%) Land $1,639,800 Building $279,600
2024	Additional exemption filed	$1,942,800 (-) Land $1,639,800 Building $303,000
2023	Additional exemption filed	$1,942,800 (-) Land $1,639,800 Building $303,000
2022	Additional exemption filed	$1,942,800 Land $1,639,800 Building $303,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20