Hamilton County property record for 207 Spears Ave, Chattanooga, TN 37405
| Property Type | Care Home (Retirement, Nursing, Convalescent) |
|---|---|
| Details | 45,637 sqft · built 1935 |
| Lot Size | 2.46 acres (107,288 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135F E 002 |
| Primary APN | 135F E 002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 45,637 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Lot Area | 107,288 sqft (2.46 acres) |
| Sewer | Connected |
|---|
| Account Number | 0000060189 |
|---|---|
| Street Address | 207 SPEARS AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3840 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Care Home (Retirement, Nursing, Convalescent) |
| Local Zoning Code | R4 |
| Legal Description | LT 2 CADAS SUB PB 12 PG 30 REV PB 54 PG 34 REV PB 102 PG 9 REV PB 133 PG 35 |
| Legal Subdivision | CADAS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 205 SPEARS AVE, CHATTANOOGA, TN 37405-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Sep 5, 2025 | Deed of Trust, Mortgage · Commercial Mortgage ROCKPOINT BANK NA |
| Feb 1, 2018 | Deed of Trust, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1976 |
| Deed Sale | Jun 1, 1976 |
| Deed Document Number | 0000232734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 207 SPEARS AVE, CHATTANOOGA, TN 37405-3840 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000233 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 14036/451 |
| Instrument | 2025090500233 |
| Name | ROCKPOINT BANK NA |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 25, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 207 SPEARS AVE, CHATTANOOGA, TN 37405-3840 |
| Document Number | 0000000052 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 207 SPEARS AVE CHATTANOOGA TN 374053840, CHATTANOOGA, TN 37405-3840 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | Additional exemption filed | $7,876,600 (+12.1%) Land $4,291,500 Building $3,585,100 |
| 2024 | Additional exemption filed | $7,026,600 (-) Land $4,870,000 Building $2,156,600 |
| 2023 | Additional exemption filed | $7,026,600 (-) Land $4,870,000 Building $2,156,600 |
| 2022 | Additional exemption filed | $7,026,600 Land $4,870,000 Building $2,156,600 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures