412 Spears Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 412 Spears Ave, Chattanooga, TN 37405

Property Summary

Property Type	Parking Garage, Parking Structure
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on Record
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`135D B 013.01`

Property Details

APN / Parcel Number

Primary APN	`135D B 013.01`

Exterior

Lot Area	26,572 sqft (0.61 acres)

Location & Zoning

Street Address	412 SPEARS AVE
City	CHATTANOOGA
State	TN
Zip	37405-3845
Property Category	Commercial
Property Type	Commercial > Retail > Parking Garage, Parking Structure
Legal Description	PT LT 10 WILLIAMS ADDN NO 1 TO HILL CITY PB 2 PG 26 REV 44-114 REV 67-110 OUT OF 135D-B-013 FOR 2016
Legal Subdivision	WILLIAMS ADDN NO 1 H
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1039
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	404 SPEARS AVE, CHATTANOOGA, TN 37405-3845
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2017
Transfer Doc	0000000177
Record Updated	Jun 8, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 23, 2017
Property Address	412 SPEARS AVE, CHATTANOOGA, TN 37405
Document Number	0000000177
Book / Page	010982 / 000597
Instrument Date	Feb 17, 2017
Instrument	177
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 SPEARS AVE CHATTANOOGA TN 374053845, CHATTANOOGA, TN 37405-3845

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,342.00 (+32.87%)	$88,560 (+96.1%)	$221,400 (+96.1%) Land $212,600 Building $8,800
2024	$1,010.00	$45,160 (-)	$112,900 (-) Land $106,300 Building $6,600
2023	$1,010.00	$45,160 (-)	$112,900 (-) Land $106,300 Building $6,600
2022	$1,010.00	$45,160	$112,900 Land $106,300 Building $6,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20