Trigg County property record for 314 Second St, Cadiz, KY 42211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 1986 |
| Lot Size | 0.42 acres (18,368 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,132 (2025) |
| Deeds & Mortgages | Apr 2012 Mortgage Aug 2008 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-6-7-6 |
| Primary APN | C-6-7-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,368 sqft (0.42 acres) |
| Garage Area | 736 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Street Address | 314 SECOND ST |
|---|---|
| City | CADIZ |
| State | KY |
| Zip | 42211-9173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNER SUB 43 & 44 |
| Legal Subdivision | TURNER SUB |
| Legal Lot Number | 43&44 |
| Jurisdiction | TRIGG KY |
| Township / Civil Division | CADIZ |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 970201 |
Source: Trigg County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 SECOND ST, CADIZ, KY 42211-9173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2012 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Aug 8, 2008 | Deed of Trust, Mortgage · FHA Mortgage THE UNITED STATES |
| Jun 16, 2005 | Deed of Trust, Mortgage · Conventional Mortgage DECISION ONE MORTGAGE CO LLC |
| Jun 19, 2006 | Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 314 SECOND ST, CADIZ, KY 42211-9173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000298/024 |
|---|---|
| Date | Apr 27, 2012 |
| Book Page | 298/024 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Apr 27, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 314 SECOND ST, CADIZ, KY 42211-9173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000260/658 |
|---|---|
| Date | Aug 8, 2008 |
| Book Page | 260/658 |
| Name | THE UNITED STATES |
|---|---|
| Address | ALEXANDRIA, VA 22314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 314 SECOND ST, CADIZ, KY 42211-9173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000214/337 |
|---|---|
| Date | Jun 16, 2005 |
| Book Page | 214/337 |
| Name | DECISION ONE MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28287 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 314 SECOND ST, CADIZ, KY 42211-9173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000228/642 |
|---|---|
| Date | Jun 19, 2006 |
| Book Page | 228/642 |
| Name | CITIFINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | CADIZ, KY 42211 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 23, 2026 |
Source: Trigg County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Cadiz City |
| County | Trigg County |
| Unified School District | Trigg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 (-8.56%) | $130,000 (-) | $130,000 (-) |
| 2023 | $1,238.00 | $130,000 | $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADIZ MUNICIPAL WATER CO serves 6,165 people · EPA ID KY1110054 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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