306 Second St, Cadiz, KY 42211 Property Records

Trigg County property record for 306 Second St, Cadiz, KY 42211

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,490 sqft
Lot Size0.42 acres (18,342 sqft)
OwnerIndividual Name on Record
Last Sale$92,500 (Sep 2014)
Tax Bill$914 (2025)
Deeds & MortgagesNov 2022 Mortgage
May 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-6-7-2

Property Details

APN / Parcel Number

Primary APNC-6-7-2
Alternative APN
  • 190080

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,490 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,342 sqft (0.42 acres)
Garage TypeAttached
Garage Area899 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric
Heating FuelGas

Location & Zoning

Street Address306 SECOND ST
CityCADIZ
StateKY
Zip42211-9173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40
Legal SubdivisionTURNER SUB
Legal Lot Number40
JurisdictionTRIGG KY
Township / Civil DivisionCADIZ
Census Block Group1
Census Block1067
Census Tract970201

Owner

Source: Trigg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address306 SECOND ST, CADIZ, KY 42211-9173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 28, 2020Deed of Trust, Mortgage · Line of Credit
PLANTERS BANK
May 28, 2020Deed of Trust, Mortgage · Line of Credit
PLANTERS BANK
Sep 3, 2014Deed, Transfer · Conventional Mortgage
PLANTERS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2014 · Amount on Record
Deed SaleSep 3, 2014 · Amount on Record
Deed Book / Page279 / 87
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address306 SECOND ST, CADIZ, KY 42211-9173
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M409/559
DateNov 7, 2022
Book PageM409/559
Instrument297811
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address306 SECOND ST, CADIZ, KY 42211-9173
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M377/383
DateMay 28, 2020
Book PageM377/383
Instrument276198
Lender
NamePLANTERS BANK
TypeBank
AddressCLARKSVILLE, TN 37040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJun 10, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address306 SECOND ST, CADIZ, KY 42211-9173
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM377/383
DateMay 28, 2020
Book PageM377/383
Instrument276198
Lender
NamePLANTERS BANK
TypeBank
AddressCLARKSVILLE, TN 37040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJun 10, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2014: Deed, Transfer

Document TypeDeed
JurisdictionTRIGG KY
Recording DateSep 3, 2014
Property Address306 SECOND ST, CADIZ, KY 42211-9173
Document Number000279/087
Book / Page279 / 087
Map ReferenceMB 1 PG 602
Instrument DateAug 29, 2014
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$92.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 E 3RD ST, HOPKINSVILLE, KY 42240-3321

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 SECOND ST, CADIZ, KY 42211-9173

Mortgage

Document Number000321/548
DateSep 3, 2014
Book Page321/548
Lender
NamePLANTERS BANK
TypeBank
AddressCLARKSVILLE, TN 37040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2044

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCadiz City
CountyTrigg County
Unified School DistrictTrigg County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$914.00 (-8.6%)$105,000 (-)$105,000 (-)
2023$1,000.00$105,000$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADIZ MUNICIPAL WATER CO
serves 6,165 people · EPA ID KY1110054
Water SourceSurface water
Last State InspectionApr 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
energynet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

Nearby Properties on Second St

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