Trigg County property record for 305 Second St, Cadiz, KY 42211
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,732 sqft · built 1957 |
| Lot Size | 0.42 acres (18,265 sqft) |
| Owner | Company Name on File |
| Last Sale | $101,000 (Jul 2024) |
| Tax Bill | $879 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Dec 2014 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-6-6-19 |
| Primary APN | C-6-6-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,265 sqft (0.42 acres) |
| Garage Type | Carport |
| Garage Area | 352 sqft |
| Carport | Carport |
| Carport Area | 352 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Street Address | 305 SECOND ST |
|---|---|
| City | CADIZ |
| State | KY |
| Zip | 42211-9173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNER ADD 55 |
| Legal Subdivision | TURNER ADD |
| Legal Lot Number | 55 |
| Jurisdiction | TRIGG KY |
| Township / Civil Division | CADIZ |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 970201 |
305 Second St is owned by a company that bought it in July 2024.
Source: Trigg County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 488 OLIVER RD, CADIZ, KY 42211-6603 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK |
| Dec 29, 2014 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 11, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on File |
| Deed Sale | Jul 11, 2024 · Amount on File |
| Deed Document Number | 2024307210 |
| Deed Book / Page | 332 / 734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 305 SECOND ST, CADIZ, KY 42211-9173 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 488 OLIVER RD, CADIZ, KY 42211-6603 |
| Investor | Possibly a Property Investor |
| Document Number | 00M432/821 |
|---|---|
| Date | Jul 29, 2025 |
| Book Page | M432/821 |
| Instrument | 334394 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PRINCETON, KY 42445 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 18, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 305 SECOND ST, CADIZ, KY 42211-9173 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000324/606 |
|---|---|
| Date | Dec 29, 2014 |
| Book Page | 324/606 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | TRIGG KY |
| Recording Date | Jul 11, 2024 |
| Property Address | 305 SECOND ST, CADIZ, KY 42211-9173 |
| Document Number | 00D332/734 |
| Book / Page | D332 / 734 |
| Map Reference | MB 1 PG 602 |
| Instrument Date | Jul 10, 2024 |
| Instrument | 307210 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $101.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1055 GLENWOOD MILL RD, CADIZ, KY 42211-9200 |
| Name | Verified Name |
|---|---|
| Address | 488 OLIVER RD, CADIZ, KY 42211-6603 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 305 Second St was $879.
Source: Trigg County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Cadiz City |
| County | Trigg County |
| Unified School District | Trigg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $879.00 Homeowner's exemption | $101,000 | $101,000 |
| 2023 | $225.00 Homeowner's exemption | $70,000 | $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Second St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Second St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADIZ MUNICIPAL WATER CO serves 6,165 people · EPA ID KY1110054 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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