McLennan County property record for 314 S Joyce St, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,183 sqft · built 1963 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,100 (Jun 2011) |
| Tax Bill | $3,449 (2024) |
| Deeds & Mortgages | Jun 2020 Loan Modification Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-035600-014600-7 |
| Primary APN | 20-035600-014600-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,183 sqft Living Area |
| Gross Area | 1,673 sqft |
| 1st Floor Area | 1,183 sqft |
| Flooring | Carpet |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 670 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 314 S JOYCE ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | NORTHDALE LOT 9 BLOCK 11 ACRES .198 |
| Legal Subdivision | NORTHDALE |
| Legal Block | 11 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3200 |
Source: McLennan County records · APN 20-035600-014600-7
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 S JOYCE ST, WACO, TX 76705-1348 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2020 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Jun 21, 2017 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2011 · Amount on Record |
| Deed Sale | Jun 22, 2011 · Amount on Record |
| Prior Sale | Jul 31, 2008 |
| Deed Document Number | 201118211 |
| Prior Transfer Date | Aug 19, 2009 |
| Prior Transfer Doc | 0000018211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 314 S JOYCE ST, WACO, TX 76705-1348 |
| Document Number | 0000025060 |
| Instrument Date | Jun 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 312 S JOYCE ST WACO TX 767051348, WACO, TX 76705-1348 |
| Document Number | 0000025060 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 25060 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 23, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 314 S JOYCE ST, WACO, TX 76705-1348 |
| Document Number | 0000020223 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 312 S JOYCE ST WACO TX 767051348, WACO, TX 76705-1348 |
| Document Number | 0000020223 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 20223 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jun 21, 2020 |
Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190,710 (-4.47%) Land $29,760 Building $160,950 | $190,710 (-4.47%) Land $29,760 Building $160,950 | |
| 2024 | $3,449.00 (-2.38%) | ||
| 2023 | $199,630 Land $29,760 Building $169,870 | $199,630 Land $29,760 Building $169,870 | |
| 2022 | $3,533.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Helmsco Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 278 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX1550033, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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