312 S Joyce St, Waco, TX 76705 Property Records

McLennan County property record for 312 S Joyce St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,141 sqft · built 1963
Lot Size	0.171 acres (7,475 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,269 (2024)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`200356000147003`

Property Details

APN / Parcel Number

Primary APN	`200356000147003`
Alternative APNs	`2003560001470030111` `115238`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,141 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	1,141 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,475 sqft (0.171 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	319 sqft
Driveway	Driveway
Driveway Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	172 sqft
Fence	Fence
Greenhouse	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	115238
Old Parcel Number	2003560001470030111
Street Address	312 S JOYCE ST
City	WACO
State	TX
Zip	76705-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NORTHDALE LOT 10 BLOCK 11 ACRES .1716
Legal Subdivision	NORTHDALE
Legal Block	11
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	3200

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 S JOYCE ST, WACO, TX 76705-1348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage UNITED STATES OF AMERICA
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit GENCO FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 1999
Deed Sale	Apr 28, 1999
Deed Document Number	0000457537
Record Updated	Jun 7, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	312 S JOYCE ST, WACO, TX 76705-1348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036803
Date	Oct 18, 2018
Instrument	2018036803

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2028

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	312 S JOYCE ST, WACO, TX 76705-1348
Document Number	0000035349
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	312 S JOYCE ST WACO TX 767051348, WACO, TX 76705-1348

Mortgage

Document Number	0000035349
Date	Oct 5, 2020
Instrument	35349

Lender

Name	GENCO FCU
Type	Credit Union
Address	WACO, TX 76714-7246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,870 (-13.44%) Land $27,210 Building $137,120	$164,330 (-4.45%) Land $27,210 Building $137,120
2024	$1,269.00 (+22.14%)
2023		$171,980 Land $27,210 Building $144,770	$171,980 Land $27,210 Building $144,770
2022	$1,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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