305 S Joyce St, Waco, TX 76705 Property Records

McLennan County property record for 305 S Joyce St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,032 sqft · built 1963
Lot Size	0.188 acres (8,190 sqft)
Owner	Company Name on File
Last Sale	$100,000 (May 2021)
Tax Bill	$1,142 (2024)
Deeds & Mortgages	May 2021 Foreclosure Aug 2019 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-035600-015600-1`

Property Details

APN / Parcel Number

Primary APN	`20-035600-015600-1`
Alternative APNs	`2003560001560010111` `115247`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,032 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,190 sqft (0.188 acres)
Lot Dimensions	126 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	372 sqft
Driveway	Concrete Driveway
Driveway Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 S JOYCE ST
City	WACO
State	TX
Zip	76705-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NORTHDALE LOT 3 BLOCK 12 ACRES .188
Legal Subdivision	NORTHDALE
Legal Block	12
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2019
Census Tract	3200

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	129 ROYAL CT, WOODWAY, TX 76712-3031
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Foreclosure
Aug 24, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK
May 30, 2019	Warranty Deed, Transfer SYCAMORE WAY LLC
Aug 27, 2018	Vendor's Lien, Transfer CENTRAL NATIONAL BANK
Aug 28, 2018	Warranty Deed, Transfer OTHER
Jul 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	202117917
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	0000017612
Record Updated	Sep 20, 2026

May 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	MCLENNAN TX
Recording Date	May 10, 2021
Property Address	305 S JOYCE ST, WACO, TX 76705-1347
Document Number	0000017917
Map Reference	VOL 862 PG 340
Instrument Date	May 4, 2021
Instrument	2021017917
Transaction Type	Foreclosure
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 S JOYCE ST, 305, WACO, TX 76705-1347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8208 WHIPPOORWILL DR, WOODWAY, TX 76712-3412

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	305 S JOYCE ST, WACO, TX 76705-1347
Document Number	0000032267
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	305 S JOYCE ST WACO TX 767051347, WACO, TX 76705-1347

Mortgage

Document Number	0000032267
Date	Sep 25, 2019
Instrument	32267

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 24, 2022

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 30, 2019
Property Address	305 S JOYCE ST, WACO, TX 76705-1347
Document Number	0000017612
Instrument Date	May 23, 2019
Instrument	17612
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 LA PAZ PL LONGMONT CO 805011522, LONGMONT, CO 80501-1522

Mortgage

Document Number	17613
Date	May 30, 2019
Instrument	17613

Lender

Name	SYCAMORE WAY LLC
Address	8208 WHIPPOORWILL DR, WOODWAY, TX 76712-3412

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 29, 2022

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 27, 2018
Property Address	305 S JOYCE ST, WACO, TX 76705-1347
Document Number	0000030316
Map Reference	VOL862 PG340
Instrument Date	Aug 24, 2018
Instrument	2018030316
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S JOYCE ST, WACO, TX 76705-1347

Mortgage

Document Number	0000030317
Date	Aug 27, 2018
Instrument	2018030317

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 28, 2018
Property Address	305 S JOYCE ST, WACO, TX 76705-1347
Document Number	0000030422
Instrument Date	Aug 24, 2018
Instrument	30422
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4119 HUBBY AVE WACO TX 767105207, WACO, TX 76710-5207

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 27, 2017
Property Address	305 S JOYCE ST, WACO, TX 76705-1347
Document Number	0000024270
Instrument Date	Mar 9, 2017
Instrument	24270
Transaction Type	Transfer
Record Updated	Aug 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	5400 BOSQUE BLVD #600 WACO TX 767104489, 600, WACO, TX 76710-4489

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,463 (-12.56%) Land $28,500 Building $23,963	$52,463 (-12.56%) Land $28,500 Building $23,963
2024	$1,142.00 (+7.53%)
2023		$60,000 Land $28,500 Building $31,500	$60,000 Land $28,500 Building $31,500
2022	$1,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Helmsco Fixed Wireless	100 / 20

May also be available: AT&T.

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