Cass County property record for 309 N Front St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,162 sqft · built 1905 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $211,000 (Dec 2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-345-00 |
| Primary APN | 14-160-200-345-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,162 sqft Building Perimeter |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 674 sqft |
| Unfinished Basement | 674 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 309 N FRONT ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 845 LOT 95 PATRICK HAMILTON'S 2ND ADD CITY OF DOWAGIAC. |
| Legal Subdivision | PATRICK HAMILTONS 2ND ADD |
| Legal Lot Number | 95 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1901 |
309 N Front St is owned and occupied by an individual who bought it in December 2025.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 N FRONT ST, DOWAGIAC, MI 49047-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HONOR CU |
| Aug 3, 2022 | Intrafamily Transfer, Transfer |
| Aug 5, 2022 | Intrafamily Transfer, Transfer |
| Apr 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on File |
| Deed Sale | Dec 16, 2025 · Amount on File |
| Prior Sale | Jul 8, 2025 · Amount on File |
| Deed Document Number | 2025227532 |
| Deed Book / Page | 1270 / 343 |
| Prior Transfer Date | Apr 1, 2019 |
| Prior Transfer Doc | 01152/2002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Dec 16, 2025 |
| Property Address | 309 N FRONT ST, DOWAGIAC, MI 49047-1216 |
| Document Number | 001270/343 |
| Book / Page | 1270 / 343 |
| Map Reference | LB M PG 351 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | IRONGATE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,582.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2855 34TH ST, ALLEGAN, MI 49010-9286 |
| Name | Verified Name |
|---|---|
| Address | 309 N FRONT ST, DOWAGIAC, MI 49047-1216 |
| Document Number | 0001270345 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 1270/345 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 67 Months |
| Due | Jul 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 3, 2022 |
| Property Address | 309 N FRONT ST, DOWAGIAC, MI 49047-1216 |
| Document Number | 001221/300 |
| Book / Page | 1221 / 300 |
| Instrument Date | Aug 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 N FRONT ST, DOWAGIAC, MI 49047-1216 |
| Name | Verified Name |
|---|---|
| Address | 4402 W FOLEDO CT, BROKEN ARROW, OK 74012 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 5, 2022 |
| Property Address | 309 N FRONT ST, DOWAGIAC, MI 49047-1216 |
| Document Number | 001221/800 |
| Book / Page | 1221 / 800 |
| Instrument Date | Aug 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4402 W TOLEDO CT, BROKEN ARROW, OK 74012-6068 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Apr 3, 2019 |
| Property Address | 309 N FRONT ST, DOWAGIAC, MI 49047-1216 |
| Document Number | 01152/2002 |
| Book / Page | 1152 / 2002 |
| Instrument Date | Apr 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 GROVE ST, MANISTEE, MI 49660-2621 |
| Name | Verified Name |
|---|---|
| Address | 309 N FRONT ST, DOWAGIAC, MI 49047-1216 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,700 (+9.33%) Land $79,700 | $159,400 (+9.33%) Land $159,400 | |
| 2025 | Homeowner's exemption | $72,900 Land $72,900 | $145,800 Land $145,800 |
| 2023 | $58,500 | $117,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 N Front St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 N Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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