314 Maple St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 314 Maple St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on Record
Last Sale	$251,900 (Jul 2025)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-181-008`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-181-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	60 ft deep x 67 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 MAPLE ST
City	SPRING LAKE
State	MI
Zip	49456-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 2
Legal Description	LOT 10 EXC N'LY 10 FT BLK 9, ALSO VACATED DIVISION STREET ADJ ON S EXC S 22 FT SIDNEY SCOFIELD & WILLIAM M VERMYLE'S ADDITION
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	WILLIAM M VERMYLES ADDITION
Legal Block	9
Legal Lot Number	10
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2000
Census Tract	20600

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 MAPLE ST, SPRING LAKE, MI 49456-9261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
May 7, 2019	Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	202517175
Prior Transfer Date	Feb 20, 2019
Prior Transfer Doc	20190014702
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 1, 2022
Property Address	314 MAPLE ST, SPRING LAKE, MI 49456-9261
Document Number	20220024289
Map Reference	LB 1 PG 16
Instrument Date	Jun 30, 2022
Instrument	2022-0024289
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,552.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 MAPLE ST, 314, SPRING LAKE, MI 49456-9261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MAPLE ST, SPRING LAKE, MI 49456-9261

Mortgage

Document Number	20220024290
Date	Jul 1, 2022
Instrument	2022-0024290

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	314 MAPLE ST, SPRING LAKE, MI 49456-9261
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210060975
Date	Dec 13, 2021
Instrument	2021-0060975

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Mar 1, 2049

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 7, 2019
Property Address	314 MAPLE ST, SPRING LAKE, MI 49456-9261
Document Number	20190014702
Map Reference	LB 11 PG 16
Instrument Date	Feb 20, 2019
Instrument	2019-0014702
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MAPLE ST, SPRING LAKE, MI 49456-9261

Mortgage

Document Number	20190014703
Date	May 7, 2019
Instrument	2019-0014703

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,600 (+1.5%)	$149,200 (+1.5%)
2025	$2,173.00 (+101.2%) Homeowner's exemption	$73,500 (+0.96%)	$147,000 (+0.96%)
2023		$72,800	$145,600
2022	$1,080.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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