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313 Maple St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 313 Maple St, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,717 sqft · built 1940
Lot Size0.261 acres (11,369 sqft)
OwnerIndividual Name on File
Tax Bill$1,837 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN70-03-16-180-013

Property Details

APN / Parcel Number

Primary APN70-03-16-180-013

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area1,717 sqft Living Area
1st Floor Area1,708 sqft
Basement Area888 sqft
Unfinished Basement888 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area11,369 sqft (0.261 acres)
Lot Dimensions132 ft deep x 86 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address313 MAPLE ST
CitySPRING LAKE
StateMI
Zip49456-9261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 8 & VACATED DIVISION ST LYING S OF & ADJ TO SD LOT SCOFIELD & VERMYLE'S ADD TO VILLAGE OF FERRYSBURG
Legal Range15W
Legal Township5N
Legal Section16
Legal SubdivisionSCOFIELD & VERMYLES ADD
Legal Block8
Legal Lot Number7
JurisdictionOTTAWA MI
Township / Civil DivisionFERRYSBURG
Census Block Group2
Census Block2001
Census Tract20600

Owner

Source: Ottawa County records · APN 70-03-16-180-013

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address313 MAPLE ST, SPRING LAKE, MI 49456-9261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Dec 01, 2020Deed of Trust, Mortgage
QUICKEN LOANS LLC
Sep 25, 2017Deed of Trust, Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address313 MAPLE ST, SPRING LAKE, MI 49456-9261
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 MAPLE ST, SPRING LAKE, MI 49456-9261

Mortgage

Document Number20260002605
DateJan 28, 2026
Instrument2026-0002605
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address313 MAPLE ST, SPRING LAKE, MI 49456-9261
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200053852
DateDec 01, 2020
Instrument2020-0053852
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term322 Months
DueOct 01, 2047

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address313 MAPLE ST, SPRING LAKE, MI 49456-9261
Transaction TypeMortgage
Record UpdatedOct 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-0035358
DateSep 25, 2017
Instrument2017-0035358
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
MunicipalityFerrysburg City
Unified School DistrictGrand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$140,900 (-3.82%)$281,800 (-3.82%)
2025$1,837.00 (+0.6%)
2023$146,500$293,000
2022$1,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390206002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1985–1986)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1986, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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