306 Maple St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 306 Maple St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	1 ba · 961 sqft · built 1943
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Jul 2013)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-181-010`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-181-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	961 sqft Living Area
1st Floor Area	961 sqft
Basement Area	961 sqft
Unfinished Basement	961 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 MAPLE ST
City	SPRING LAKE
State	MI
Zip	49456-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 2
Legal Description	LOT 7 & S 23 FT OF LOT 6 BLK 20 NW'LY OF PMRR VIL OF FERRYSBURG
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	CITY OF FERRYSBURG
Legal Block	20
Legal Lot Number	6-7
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2000
Census Tract	20600

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 325, FERRYSBURG, MI 49409-0325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2013 · Amount on Record
Deed Sale	Jul 1, 2013 · Amount on Record
Prior Sale	Aug 17, 2011 · Amount on Record
Deed Document Number	201330513
Last Transfer Date	Jul 5, 2013
Transfer Doc	20130031328
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	306 MAPLE ST, SPRING LAKE, MI 49456-9261
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MAPLE ST, SPRING LAKE, MI 49456-9261

Mortgage

Document Number	20220010645
Date	Mar 18, 2022
Instrument	2022-0010645

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	306 MAPLE ST, SPRING LAKE, MI 49456-9261
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MAPLE ST, SPRING LAKE, MI 49456-9261

Mortgage

Document Number	20210041644
Date	Aug 16, 2021
Instrument	2021-0041644

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,100 (+0.27%)	$146,200 (+0.27%)
2025	$1,145.00 (+0.62%) Homeowner's exemption	$72,900 (-3.83%)	$145,800 (-3.83%)
2023		$75,800	$151,600
2022	$1,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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