314 Jackson St, Berea, KY 40403 Property Records

Madison County property record for 314 Jackson St, Berea, KY 40403 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,757 sqft
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2021)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B010-0008-0012`

Property Details

APN / Parcel Number

Primary APN	`B010-0008-0012`
Alternative APNs	`120052` `83076` `49536`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,757 sqft Living Area

Exterior

Exterior Material	Stone
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	49536
Street Address	314 JACKSON ST
City	BEREA
State	KY
Zip	40403-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1008
Census Tract	11303

Owner

Source: Madison County records · APN B010-0008-0012

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	314 JACKSON ST, BEREA, KY 40403-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	2014069290
Deed Book / Page	D816 / 5
Record Updated	Jun 08, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 20, 2021
Property Address	314 JACKSON ST, BEREA, KY 40403-1720
Document Number	0000D816/5
Book / Page	D816 / 5
Instrument Date	Dec 10, 2021
Instrument	2014069290
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 JACKSON ST, 314, BEREA, KY 40403-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BOB O LINK DR, BEREA, KY 40403-1001

Mortgage

Document Number	2014069291
Date	Dec 20, 2021
Instrument	2014069291

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Dec 10, 2028

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00 (-8.87%) Additional exemption filed	$300,000 (-)	$300,000 (-)
2023	$3,924.00	$300,000	$300,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force 45 of 57 on primary residences
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.