400 Jackson St, Berea, KY 40403 Property Records

Madison County property record for 400 Jackson St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,604 sqft
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Aug 2021)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B010-0007-0029`

Property Details

APN / Parcel Number

Primary APN	`B010-0007-0029`
Alternative APNs	`136101` `98866` `66074`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,604 sqft Living Area

Exterior

Exterior Material	Wood
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	66074
Street Address	400 JACKSON ST
City	BEREA
State	KY
Zip	40403-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.93 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1007
Census Tract	11303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	400 JACKSON ST, BEREA, KY 40403-1746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 4, 2021	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	2014046895
Deed Book / Page	D809 / 502
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	400 JACKSON ST, BEREA, KY 40403-1746
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 JACKSON ST, BEREA, KY 40403-1746

Mortgage

Document Number	0M2187/725
Date	Sep 2, 2022
Book Page	M2187/725
Instrument	2014110153

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 9, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 4, 2021
Property Address	400 JACKSON ST, BEREA, KY 40403-1746
Document Number	D809/502
Book / Page	D809 / 502
Instrument Date	Jul 30, 2021
Instrument	2014046895
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 CATHEDRAL DR, 507, ALEXANDRIA, VA 22314-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	400 JACKSON ST, BEREA, KY 40403-1746

Mortgage

Document Number	2014046896
Date	Aug 4, 2021
Instrument	2014046896

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00 (-6.05%) Homeowner's exemption	$289,000 (+3.58%)	$289,000 (+3.58%)
2023	$3,043.00 Homeowner's exemption	$279,000	$279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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