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306 Jackson St, Berea, KY 40403 Property Records

Madison County property record for 306 Jackson St, Berea, KY 40403 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1,820 sqft
Owner2 Individual Names on File
Last Sale$176,000 (Sep 2008)
Tax Bill$2,264 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNB010-0008-0009

Property Details

APN / Parcel Number

Primary APNB010-0008-0009
Alternative APNs
  • 101344
  • 138577
  • 68581

Interior

Stories2 Stories
Building Area1,820 sqft Living Area

Exterior

Exterior MaterialWood
Garage TypeMixed
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Account Number68581
Street Address306 JACKSON ST
CityBEREA
StateKY
Zip40403-1720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKSON ST
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1008
Census Tract11303

Owner

Source: Madison County records · APN B010-0008-0009

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address306 JACKSON ST, BEREA, KY 40403-1720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARK COMMUNITY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2008 · Amount on Record
Deed SaleSep 08, 2008 · Amount on Record
Deed Document Number0000638566
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address306 JACKSON ST, BEREA, KY 40403-1720
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 JACKSON ST, BEREA, KY 40403-1720

Mortgage

Document Number0M2420/418
DateOct 30, 2025
Book PageM2420/418
Instrument2014295717
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term60 Months
DueOct 03, 2030

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address306 JACKSON ST, BEREA, KY 40403-1720
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyTURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2047/225
DateApr 28, 2021
Book PageM2047/225
Instrument2014034843
Lender
NamePARK COMMUNITY FCU
TypeCredit Union
AddressLOUISVILLE, KY 40299
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,264.00 (-8.89%) Additional exemption filed$190,000 (-)$190,000 (-)
2023$2,485.00$190,000$190,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 57 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies57 in force
45 of 57 on primary residences
Nearby Flood Claims2 (2010–2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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