Bergen County and Edgewater Borough property record for 314 Hancock Ct, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 1,769 sqft · built 1989 |
| Lot Size | 0.015 acres (644 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $652,500 (Jul 2005) |
| Tax Bill | $10,990 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00085-01-00002-0000-CM314 |
| Primary APN | 13-00085-01-00002-0000-CM314 |
|---|---|
| Alternative APN |
|
| Building Area | 1,769 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Lot Area | 644 sqft (0.015 acres) |
| Street Address | 314 HANCOCK CT |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PKG C1227 |
| Legal Subdivision | INDEPENDENCE HARBOR I CONDO |
| Legal Block | 85.01 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13003 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
314 Hancock Ct is owned and occupied by two individuals who bought it in July 2005.
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 HANCOCK CT, EDGEWATER, NJ 07020-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2005 · Amount on File |
| Deed Sale | Jul 13, 2005 · Amount on File |
| Prior Sale | Dec 2, 1998 · Amount on File |
| Deed Book / Page | 8837 / 457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 314 HANCOCK CT, EDGEWATER, NJ 07020-1604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0027410716 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 02741/0716 |
| Instrument | 17-074197.01 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 314 Hancock Ct was $10,990, up 6.1% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,900 (+3.71%) Land $285,000 Building $407,900 | $692,900 (+3.71%) Land $285,000 Building $407,900 | |
| 2025 | $10,990.00 (+6.1%) | $668,100 Land $275,000 Building $393,100 | $668,100 Land $275,000 Building $393,100 |
| 2024 | $10,358.00 | ||
| 2023 | $635,600 Land $260,000 Building $375,600 | $635,600 Land $260,000 Building $375,600 | |
| 2022 | $10,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Hancock Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 82 individual policies |
| Nearby Flood Policies | 1,164 units insured incl. 1,082 condo units |
| Nearby Flood Claims | 9 (2010–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 314 Hancock Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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