312 Hancock Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 312 Hancock Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,769 sqft · built 1989
Lot Size	0.015 acres (636 sqft)
Owner	2 Individual Names on File
Last Sale	$793,000 (Sep 2025)
Tax Bill	$11,193 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CM312`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CM312`
Alternative APN	`1300085000100002 CM312`

Interior

Building Area	1,769 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Lot Area	636 sqft (0.015 acres)

Location & Zoning

Street Address	312 HANCOCK CT
City	EDGEWATER
State	NJ
Zip	07020-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG C1225
Legal Subdivision	INDEPENDENCE HARBOR I
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

312 Hancock Ct is owned and occupied by two individuals who bought it in September 2025.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 HANCOCK CT, EDGEWATER, NJ 07020-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed, Transfer BLUELAND TITLE AGENCY INC
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 29, 2017	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	202564664
Deed Book / Page	5604 / 1091
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 19, 2025
Property Address	312 HANCOCK CT, EDGEWATER, NJ 07020-1604
Document Number	0056041091
Book / Page	5604 / 1091
Instrument Date	Sep 4, 2025
Instrument	2025064664
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	BLUELAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 SUMMIT ST, NORWOOD, NJ 07648-1621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 HANCOCK CT, EDGEWATER, NJ 07020-1604

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	312 HANCOCK CT, EDGEWATER, NJ 07020-1604
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043660730
Date	Sep 9, 2021
Book Page	4366/730
Instrument	2021142106

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 29, 2017
Property Address	312 HANCOCK CT, EDGEWATER, NJ 07020-1604
Document Number	0027361354
Book / Page	02736 / 1354
Instrument Date	Aug 30, 2017
Instrument	17-072769
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,385.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 HANCOCK CT, 312, EDGEWATER, NJ 07020-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 HANCOCK CT, EDGEWATER, NJ 07020-1604

Mortgage

Document Number	0027361361
Date	Sep 29, 2017
Book Page	02736/1361
Instrument	17-072769.01

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 312 Hancock Ct was $11,193, up 6.2% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,200 (+3.79%) Land $285,000 Building $421,200	$706,200 (+3.79%) Land $285,000 Building $421,200
2025	$11,193.00 (+6.19%)	$680,400 (+2.56%) Land $275,000 Building $405,400	$680,400 (+2.56%) Land $275,000 Building $405,400
2024	$10,541.00 (+2.11%)	$663,400 (+2.63%) Land $267,500 Building $395,900	$663,400 (+2.63%) Land $267,500 Building $395,900
2023	$10,323.00 (+0.57%)	$646,400 Land $260,000 Building $386,400	$646,400 Land $260,000 Building $386,400
2022	$10,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Hancock Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 Hancock Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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