309 Hancock Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 309 Hancock Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,769 sqft · built 1989
Lot Size	0.015 acres (636 sqft)
Owner	2 Individual Names on File
Last Sale	$748,000 (Sep 2023)
Tax Bill	$11,206 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CM309`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CM309`
Alternative APN	`1300085000100002 CM309`

Interior

Building Area	1,769 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Lot Area	636 sqft (0.015 acres)

Location & Zoning

Street Address	309 HANCOCK CT
City	EDGEWATER
State	NJ
Zip	07020-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG C1222
Legal Subdivision	INDEPENDENCE HBR I PH I & 2
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 Hancock Ct is owned and occupied by two individuals who bought it in September 2023.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 HANCOCK CT, EDGEWATER, NJ 07020-1604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed, Transfer · Conventional Mortgage CONNECTONE BANK
Dec 23, 2019	Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS
Dec 28, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	202360841
Deed Book / Page	5083 / 229
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 15, 2023
Property Address	309 HANCOCK CT, EDGEWATER, NJ 07020-1604
Document Number	0050830229
Book / Page	5083 / 229
Instrument Date	Aug 28, 2023
Instrument	2023060841
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,189.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 HARBOR VIEW TER, EDGEWATER, NJ 07020-1185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HANCOCK CT, EDGEWATER, NJ 07020-1604

Mortgage

Document Number	2023060842
Date	Sep 15, 2023
Instrument	2023060842

Lender

Name	CONNECTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

December 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Dec 23, 2019
Property Address	309 HANCOCK CT, EDGEWATER, NJ 07020-1604
Document Number	0034471199
Book / Page	003447 / 001199
Instrument Date	Nov 12, 2019
Instrument	89939
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HANCOCK CT EDGEWATER NJ 070201604, EDGEWATER, NJ 07020-1604

Mortgage

Document Number	34471205
Date	Dec 23, 2019
Book Page	003447/001205
Instrument	89939

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	309 HANCOCK CT, EDGEWATER, NJ 07020-1604
Document Number	0025070283
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HANCOCK CT EDGEWATER NJ 070201604, EDGEWATER, NJ 07020-1604

Mortgage

Document Number	0025070283
Date	Jan 17, 2017
Book Page	002507/000283

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 309 Hancock Ct was $11,206, up 6.2% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$707,000 (+3.79%) Land $285,000 Building $422,000	$707,000 (+3.79%) Land $285,000 Building $422,000
2025	$11,206.00 (+6.16%)	$681,200 Land $275,000 Building $406,200	$681,200 Land $275,000 Building $406,200
2024	$10,556.00
2023		$635,600 (+1.42%) Land $260,000 Building $375,600	$635,600 (+1.42%) Land $260,000 Building $375,600
2022	$10,102.00 (-6.68%)	$626,700 Land $260,000 Building $366,700	$626,700 Land $260,000 Building $366,700
2021	$10,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Hancock Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Hancock Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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