314 Guild Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 314 Guild Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,360 sqft · built 1950
Lot Size	0.722 acres (31,456 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Apr 2023)
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158I B 008`

Property Details

APN / Parcel Number

Primary APN	`158I B 008`
Alternative APN	`0000100329`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,360 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1982
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,456 sqft (0.722 acres)
Lot Dimensions	261 ft deep x 119 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000100329
Street Address	314 GUILD DR
City	CHATTANOOGA
State	TN
Zip	37421-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 8 PT 9 BLK 10 MC REYNOLDS FARM PB 13 PG 28
Legal Subdivision	BRAINERD HILLS
Legal Block	10
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2010
Census Tract	3400

Owner

314 Guild Dr is owned and occupied by an individual who bought it in April 2023.

Source: Hamilton County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	314 GUILD DR, CHATTANOOGA, TN 37421-3919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Deed Document Number	2023226
Deed Book / Page	13260 / 355
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 11, 2023
Property Address	314 GUILD DR, CHATTANOOGA, TN 37421-3919
Document Number	0000000226
Book / Page	13260 / 355
Map Reference	MB 2946 PG 679
Instrument Date	Apr 7, 2023
Instrument	2023041100226
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,069.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 GUILD DR, CHATTANOOGA, TN 37421-3919

Mortgage

Document Number	0000000227
Date	Apr 11, 2023
Instrument	2023041100227

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 314 Guild Dr was $1,351, up 14.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00 (+14.78%)	$89,150 (+69.33%)	$356,600 (+69.33%) Land $75,000 Building $281,600
2024	$1,177.00	$52,650 (-)	$210,600 (-) Land $50,000 Building $160,600
2023	$1,177.00	$52,650 (-)	$210,600 (-) Land $50,000 Building $160,600
2022	$1,177.00	$52,650	$210,600 Land $50,000 Building $160,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Guild Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1979–2009)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Guild Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20