314 E Rich Ave, Spokane, WA 99207 Property Records

Spokane County property record for 314 E Rich Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,094 sqft · built 1942
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Apr 2021)
Tax Bill	$3,391 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35052.2310`

Property Details

APN / Parcel Number

Primary APN	`35052.2310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	774 sqft
Finished Basement	774 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	314 E RICH AVE
City	SPOKANE
State	WA
Zip	99207-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L10 B43
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	43
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4022
Census Tract	1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 E RICH AVE, SPOKANE, WA 99207-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Apr 26, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 31, 2018	Warranty Deed, Transfer · Conventional with PMI HERITAGE HM LOANS
Jan 18, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	20217064264
Prior Transfer Date	Sep 9, 2016
Prior Transfer Doc	0006537787
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 21, 2021
Property Address	314 E RICH AVE, SPOKANE, WA 99207-1641
Document Number	0007064264
Map Reference	VOL A PG 124
Instrument Date	Apr 15, 2021
Instrument	7064264
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E RICH AVE, SPOKANE, WA 99207-1641

Mortgage

Document Number	0007064265
Date	Apr 21, 2021
Instrument	7064265

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 26, 2019
Property Address	314 E RICH AVE, SPOKANE, WA 99207-1641
Document Number	0006800607
Map Reference	VOL A PG 124
Instrument Date	Apr 24, 2019
Instrument	6800607
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,036.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E RICH AVE, SPOKANE, WA 99207-1641

Mortgage

Document Number	0006800608
Date	Apr 26, 2019
Instrument	6800608

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0006800609
Date	Apr 26, 2019
Instrument	6800609

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2018
Property Address	314 E RICH AVE, SPOKANE, WA 99207-1641
Document Number	0006712516
Instrument Date	May 29, 2018
Instrument	6712516
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	VISTA TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,137.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 E RICH AVE SPOKANE WA 992071641, SPOKANE, WA 99207-1641

Mortgage

Document Number	6712517
Date	May 31, 2018
Instrument	6712517

Lender

Name	HERITAGE HM LOANS
Type	Funding / Finance Company
Address	SPOKANE, WA 99212

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	314 E RICH AVE, SPOKANE, WA 99207-1641
Document Number	0006573506
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E RICH AVE SPOKANE WA 992071641, SPOKANE, WA 99207-1641

Mortgage

Document Number	0006573506
Date	Jan 24, 2017
Instrument	6573506

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,391.00 (+5.11%)	$331,500 (-) Land $75,000 Building $256,500	$331,500 (-) Land $75,000 Building $256,500
2025	$3,226.00 (+4.03%)	$331,500 (+3.63%) Land $75,000 Building $256,500	$331,500 (+3.63%) Land $75,000 Building $256,500
2024	$3,101.00 (-0.96%)	$319,900 (+18.09%) Land $65,000 Building $254,900	$319,900 (+18.09%) Land $65,000 Building $254,900
2023	$3,131.00 (-1.23%)	$270,900 Land $42,000 Building $228,900	$270,900 Land $42,000 Building $228,900
2022	$3,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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