314 E Jefferson St, Goshen, IN 46528 Property Records

Elkhart County property record for 314 E Jefferson St, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1920
Lot Size	0.062 acres (2,701 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Sep 2021)
Tax Bill	$2,637 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-477-010.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-477-010.000-015`
Alternative APN	`1109477010015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,574 sqft Living Area
1st Floor Area	1,018 sqft
Upper Floors Area	520 sqft
Basement Area	520 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	66 ft deep x 41 ft wide

Exterior Amenities

Porch	Porch
Porch Area	299 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1109477010015
Old Parcel Number	1109477010015
Street Address	314 E JEFFERSON ST
City	GOSHEN
State	IN
Zip	46528-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SOUTH ADDITION E1/2 W1/2 LOT 39
Legal Subdivision	SOUTH ADD
Legal Block	477
Legal Lot Number	39
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1020
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goshen Historic Distriict listed 1983 · 752 contributing resources · NRIS 83000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 E Jefferson St is owned and occupied by an individual who bought it in September 2021.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	314 E JEFFERSON ST, GOSHEN, IN 46528-3420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ASSURANCE INC
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Mar 16, 2020 · Amount on File
Deed Document Number	0000003726
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 2, 2021
Property Address	314 E JEFFERSON ST, GOSHEN, IN 46528-3420
Document Number	0000003726
Map Reference	MB 15 PG 273
Instrument Date	Sep 1, 2021
Instrument	2021-23726
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E JEFFERSON ST, GOSHEN, IN 46528-3420

Mortgage

Document Number	0000003727
Date	Sep 2, 2021
Instrument	2021-23727

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 16, 2020
Property Address	314 E JEFFERSON ST, GOSHEN, IN 46528-3420
Document Number	0000005708
Instrument Date	Mar 11, 2020
Instrument	2020-05708
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E JEFFERSON ST, GOSHEN, IN 46528-3420

Mortgage

Document Number	0000005709
Date	Mar 16, 2020
Instrument	2020-05709

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,700 (+11.07%) Land $10,400 Building $224,300	$234,700 (+11.07%) Land $10,400 Building $224,300
2024	$2,637.00	$211,300 (+2.23%) Land $10,400 Building $200,900	$211,300 (+2.23%) Land $10,400 Building $200,900
2023		$206,700 (+12.15%) Land $10,400 Building $196,300	$206,700 (+12.15%) Land $10,400 Building $196,300
2022	$2,327.00 Homeowner's exemption	$184,300 Land $10,400 Building $173,900	$184,300 Land $10,400 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 E Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 314 E Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Surf Internet.

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