309 E Jefferson St, Goshen, IN 46528 Property Records

Elkhart County property record for 309 E Jefferson St, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,112 sqft · built 1910
Lot Size	0.067 acres (2,919 sqft)
Owner	2 Individual Names on File
Last Sale	$187,629 (May 2020)
Tax Bill	$2,136 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-434-008.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-434-008.000-015`
Alternative APN	`1109434008015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	2,112 sqft
Attic	Attic
Attic Area	508 sqft
Basement Area	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,919 sqft (0.067 acres)
Lot Dimensions	61 ft deep x 48 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	196 sqft
Deck Area	Deck Area
Patio Area	350 sqft
Shed	1 Shed
Shed Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	309 E JEFFERSON ST
City	GOSHEN
State	IN
Zip	46528-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SOUTH ADDITION S 61FT LOT 23 EX W 82.95FT EX E 34FT
Legal Subdivision	SOUTH ADDITION
Legal Block	434
Legal Lot Number	23
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1017
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goshen Historic Distriict listed 1983 · 752 contributing resources · NRIS 83000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 E Jefferson St is owned and occupied by two individuals who bought it in May 2020.

Source: Elkhart County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 E JEFFERSON ST, GOSHEN, IN 46528-3419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK FSB
May 22, 2020	Deed of Trust, Mortgage FIRST FED'L SVGS BK
Apr 14, 2020	Grant Deed, Transfer TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY
Apr 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	May 27, 2020 · Amount on File
Deed Document Number	202011269
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	309 E JEFFERSON ST, GOSHEN, IN 46528-3419
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005716
Date	Apr 13, 2023
Instrument	2023-05716

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	309 E JEFFERSON ST, GOSHEN, IN 46528-3419
Document Number	0000011270
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E JEFFERSON ST GOSHEN IN 465283419, GOSHEN, IN 46528-3419

Mortgage

Document Number	0000011270
Date	May 29, 2020
Instrument	11270

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	ROCHESTER, IN 46975

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 14, 2020
Property Address	309 E JEFFERSON ST, GOSHEN, IN 46528-3419
Document Number	0000007636
Instrument Date	Mar 19, 2020
Instrument	7636
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 N GREENE RD GOSHEN IN 465261307, GOSHEN, IN 46526-1307

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 14, 2020
Property Address	309 E JEFFERSON ST, GOSHEN, IN 46528-3419
Document Number	0000007635
Instrument Date	Mar 17, 2020
Instrument	7635
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	57648 COUNTY ROAD 18 GOSHEN IN 465287054, GOSHEN, IN 46528-7054

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,000 (+13.23%) Land $11,600 Building $184,400	$196,000 (+13.23%) Land $11,600 Building $184,400
2024	$2,136.00	$173,100 (+4.59%) Land $11,600 Building $161,500	$173,100 (+4.59%) Land $11,600 Building $161,500
2023		$165,500 (+13.05%) Land $11,600 Building $153,900	$165,500 (+13.05%) Land $11,600 Building $153,900
2022	$1,815.00 Homeowner's exemption	$146,400 Land $11,600 Building $134,800	$146,400 Land $11,600 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 E Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 E Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Surf Internet.

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