406 E Jefferson St, Goshen, IN 46528 Property Records

Elkhart County property record for 406 E Jefferson St, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1920
Lot Size	0.042 acres (1,830 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Dec 2025)
Tax Bill	$1,909 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-478-002.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-478-002.000-015`
Alternative APN	`1109478002015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	800 sqft
Upper Floors Area	400 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,830 sqft (0.042 acres)
Lot Dimensions	66 ft deep x 28 ft wide
Porch	Enclosed Frame Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	406 E JEFFERSON ST
City	GOSHEN
State	IN
Zip	46528-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SOUTH ADDITION W 28FT E 80FT LOT 40
Legal Subdivision	SOUTH ADDITION W 28FT
Legal Block	478
Legal Lot Number	40
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1021
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goshen Historic Distriict listed 1983 · 752 contributing resources · NRIS 83000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 E Jefferson St is owned by two individuals who bought it in December 2025.

Source: Elkhart County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65739 HARWOOD DR, GOSHEN, IN 46526-8904
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Sep 30, 2024 · Amount on File
Deed Document Number	202522357
Prior Transfer Date	Dec 20, 2012
Prior Transfer Doc	0201230882
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 17, 2025
Property Address	406 E JEFFERSON ST, GOSHEN, IN 46528-3422
Document Number	0000002357
Map Reference	MB 15 PG 273
Instrument Date	Dec 2, 2025
Instrument	2025-22357
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65739 HARCHWOOD DR, GOSHEN, IN 46526-8904

Mortgage

Document Number	0000002358
Date	Dec 17, 2025
Instrument	2025-22358

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 30, 2024
Property Address	406 E JEFFERSON ST, GOSHEN, IN 46528-3422
Document Number	0000006164
Map Reference	MB 15 PG 273
Instrument Date	Sep 25, 2024
Instrument	2024-16164
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E JEFFERSON ST, GOSHEN, IN 46528-3422

Mortgage

Document Number	0000006165
Date	Sep 30, 2024
Instrument	2024-16165

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,600 (+11.61%) Land $7,100 Building $77,500	$84,600 (+11.61%) Land $7,100 Building $77,500
2024	$1,909.00	$75,800 (+4.41%) Land $7,100 Building $68,700	$75,800 (+4.41%) Land $7,100 Building $68,700
2023		$72,600 (+12.73%) Land $7,100 Building $65,500	$72,600 (+12.73%) Land $7,100 Building $65,500
2022	$1,635.00	$64,400 Land $7,100 Building $57,300	$64,400 Land $7,100 Building $57,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 E Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 406 E Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Surf Internet.

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