314 Covington Ave, Springfield, KY 40069 Property Records

Washington County property record for 314 Covington Ave, Springfield, KY 40069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft
Lot Size	0.112 acres (4,884 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Jun 2021)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18G-039`

Property Details

APN / Parcel Number

Primary APN	`18G-039`
Alternative APN	`13515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,222 sqft Living Area
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,884 sqft (0.112 acres)
Lot Dimensions	74 ft deep x 66 ft wide
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	13515
Street Address	314 COVINGTON AVE
City	SPRINGFIELD
State	KY
Zip	40069-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2017
Census Tract	930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kalarama Saddlebred Horse Farm listed 2010 · 12 contributing resources · NRIS 10000528

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 189, SPRINGFIELD, KY 40069-0189
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Commercial Mortgage SPRINGFIELD STATE BANK
Jun 14, 2021	Deed, Transfer · Commercial Mortgage SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	0000370640
Deed Book / Page	370 / 640
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Property Address	314 COVINGTON AVE, SPRINGFIELD, KY 40069-1112
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 W MAIN ST, LEBANON, KY 40033-1253

Mortgage

Document Number	00M356/339
Date	Mar 4, 2026
Book Page	M356/339
Instrument	124903

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank
Address	125 E MAIN ST, SPRINGFIELD, KY 40069

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 6, 2046

Interest

Rate Type	Adjustable Rate

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Jun 14, 2021
Property Address	314 COVINGTON AVE, SPRINGFIELD, KY 40069-1112
Document Number	000370/640
Book / Page	370 / 640
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2235 BEECHLAND RD, SPRINGFIELD, KY 40069-8508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 189, SPRINGFIELD, KY 40069-0189
Investor	Possibly a Property Investor

Mortgage

Document Number	000312/777
Date	Jun 14, 2021
Book Page	312/777

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank
Address	SPRINGFIELD, KY 40069

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Municipality	Springfield City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 (+4.37%)	$125,000 (+8.7%)	$125,000 (+8.7%)
2023	$1,144.00 Homeowner's exemption	$115,000	$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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