308 Covington Ave, Springfield, KY 40069 Property Records

Washington County property record for 308 Covington Ave, Springfield, KY 40069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,622 sqft · built 1940
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on File
Last Sale	$419,500 (Jun 2026)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18G-042`

Property Details

APN / Parcel Number

Primary APN	`18G-042`
Alternative APN	`10232`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Living Area
Basement Area	1,131 sqft
Finished Basement	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	210 ft deep x 60 ft wide
Garage Area	288 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	312 sqft
Deck Area	169 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	10232
Street Address	308 COVINGTON AVE
City	SPRINGFIELD
State	KY
Zip	40069-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2017
Census Tract	930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kalarama Saddlebred Horse Farm listed 2010 · 12 contributing resources · NRIS 10000528

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County assessment roll, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 COVINGTON AVE, SPRINGFIELD, KY 40069-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer · Conventional Mortgage WILSON MUIR BANK TRUST COMPANY
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	2026127174
Deed Book / Page	394 / 190
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Jun 15, 2026
Property Address	308 COVINGTON AVE, SPRINGFIELD, KY 40069-1112
Document Number	0000127174
Book / Page	394 / 190
Instrument Date	Jun 5, 2026
Instrument	2026127174
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42,369.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	308 COVINGTON AVE, SPRINGFIELD, KY 40069-1112

Mortgage

Document Number	00M359/691,
Date	Jun 15, 2026
Instrument	2026127175

Lender

Name	WILSON MUIR BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Property Address	308 COVINGTON AVE, SPRINGFIELD, KY 40069-1112
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 COVINGTON AVE, SPRINGFIELD, KY 40069-1112

Mortgage

Document Number	000M321/42
Date	Mar 29, 2022
Book Page	M321/42
Instrument	104790

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank
Address	SPRINGFIELD, KY 40069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2052

Tax Assessment & Valuation

Source: Washington County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Municipality	Springfield City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (+3.96%)	$195,000 (+8.33%)	$195,000 (+8.33%)
2023	$1,791.00	$180,000	$180,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Covington Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures